# MORIA DEVELOPMENT, INC.

> **Canonical URL:** https://saferate.com/lenders/moria-development


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MORIA DEVELOPMENT, INC. is a independent mortgage company, headquartered in TEMPE, AZ, serving borrowers across 35 states, with 2,523 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 82% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300N3JBQ15RQ7AV97
- **Headquarters:** TEMPE, AZ
- **Geographic Reach:** Near-National
- **States Served:** 35
- **State List:** AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KY, MD, MI, MN, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV
- **Markets (MSAs):** 23
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 18/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.498%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,688
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,523
- **Dollar Volume:** $892 million
- **Applications Received:** 3,440
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,355
- **Average Borrower Income:** $144,662
- **Average Property Value:** $439,871

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (69%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 78/100 | 1,403 | +0.509% | $3,556 | Strong 😀 |
| FHA | 84/100 | 765 | +0.666% | $4,198 | Exceptional 🤩 |
| VA | 78/100 | 281 | -0.096% | $2,889 | Strong 😀 |
| Jumbo | 70/100 | 38 | +0.672% | $4,184 | Strong 😀 |
| USDA | 78/100 | 36 | +0.350% | $2,088 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,174 loans, Score: 79/100 (Strong)
- Refinance: 229 loans, Score: 72/100 (Strong)

**FHA:**
- Purchase: 690 loans, Score: 84/100 (Exceptional)
- Refinance: 75 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 266 loans, Score: 78/100 (Strong)

**Jumbo:**
- Purchase: 21 loans, Score: 67/100 (Strong)

**USDA:**
- Purchase: 36 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 84/100 | 2,187 | $767M | +0.521% | Exceptional 🤩 |
| Refinance | 73/100 | 336 | $125M | +0.352% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AZ | 667 | 0.67% | 81/100 |
| CA | 480 | 0.17% | 71/100 |
| VA | 355 | 0.33% | 77/100 |
| AL | 245 | 0.41% | 76/100 |
| NE | 241 | 1.13% | 77/100 |
| NV | 187 | 0.46% | 74/100 |
| FL | 46 | 0.02% | 46/100 |
| NC | 42 | 0.03% | 48/100 |
| TX | 30 | 0.01% | 41/100 |
| CO | 24 | 0.03% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Bakersfield | CA | 330 | 90/100 |
| Phoenix | AZ | 327 | 75/100 |
| Non |  | 273 | 62/100 |
| Tucson, AZ | AZ | 242 | 81/100 |
| Las Vegas | NV | 185 | 75/100 |
| Arlington | VA-WV | 147 | 70/100 |
| Omaha, NE | NE-IA | 127 | 73/100 |
| Virginia Beach | VA-NC | 124 | 69/100 |
| Birmingham, AL | AL | 86 | 71/100 |
| Grand Island, NE | NE | 73 | 100/100 |
| Tuscaloosa, AL | AL | 62 | 65/100 |
| San Diego | CA | 41 | 54/100 |
| Riverside | CA | 35 | 50/100 |
| Prescott Valley | AZ | 32 | 62/100 |
| Flagstaff, AZ | AZ | 27 | 63/100 |

## Where This Lender Ranks

MORIA DEVELOPMENT, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Grand Island, NE for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Grand Island, NE for VA Loans
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Grand Island, NE for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Grand Island, NE for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Nebraska for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Grand Island, NE Mortgage Companies
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Grand Island, NE for FHA Loans
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Bakersfield for FHA Loans
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/fha-loans)
- 🏆 **#5** in Bakersfield for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bakersfield/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Tuscaloosa, AL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Tuscaloosa, AL for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#6** in Tuscaloosa, AL for FHA Loans
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Tuscaloosa, AL Mortgage Companies
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in Nebraska for USDA Loans
  - [View Full Rankings](https://saferate.com/nebraska/best-mortgage-lenders/usda-loans)
- 🏆 **#9** in Tuscaloosa, AL for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#10** in Grand Island, NE
  - [View Full Rankings](https://saferate.com/grand-island-ne/best-mortgage-lenders)
- 🏆 **#10** in Tuscaloosa, AL for VA Loans
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/va-loans)
- 🏆 **#11** in Tucson, AZ for FHA Loans
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in Tucson, AZ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Omaha, NE for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does MORIA DEVELOPMENT, INC. offer?

MORIA DEVELOPMENT, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORIA DEVELOPMENT, INC. offer mortgages?

MORIA DEVELOPMENT, INC. offers mortgages in 35 states: AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KY, MD, MI, MN, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WV.

### How competitive are MORIA DEVELOPMENT, INC.'s mortgage rates?

MORIA DEVELOPMENT, INC. has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.498% above market average.

### What type of lender is MORIA DEVELOPMENT, INC.?

MORIA DEVELOPMENT, INC. is a non-depository lender that specializes in mortgage origination, headquartered in TEMPE, AZ.

### What is MORIA DEVELOPMENT, INC.'s loan approval success rate?

MORIA DEVELOPMENT, INC. has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/moria-development

### How to Cite

> "MORIA DEVELOPMENT, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/moria-development

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