# MORTGAGE ASSURANCE, INC. > **Canonical URL:** https://saferate.com/lenders/mortgage-assurance > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible MORTGAGE ASSURANCE, INC. is a independent mortgage company, headquartered in Peachtree Corners, GA, serving borrowers across 20 states, with 1,010 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 49% of lenders for competitive rates - **Approval Rate:** Ranks in the top 36% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 254900AD895KKZTSFT42 - **Headquarters:** Peachtree Corners, GA - **Geographic Reach:** Multi-Region - **States Served:** 20 - **State List:** AL, AR, CO, CT, FL, GA, IL, IN, MD, ME, MI, NC, NH, OH, PA, SC, TN, TX, VA, WI - **Markets (MSAs):** 15 - **Primary Channel:** wholesale - **Direct Origination:** 15.6% - **Brokered/Wholesale:** 84.4% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 51/100 - Rating: ●●●○○ (3/5) ### Pull Through: Strong πŸ˜€ - Score: 64/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.197% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,260 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 1,010 - **Dollar Volume:** $389 million - **Applications Received:** 1,347 - **Market Share:** 3.00% ## Typical Borrower Profile - **Average Loan Amount:** $384,990 - **Average Borrower Income:** $165,831 - **Average Property Value:** $510,239 ## Safe Rate Awards πŸ† - ⭐ **FHA Gold Superstar** (70%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 60/100 | 800 | +0.213% | $2,169 | Strong πŸ˜€ | | FHA | 67/100 | 159 | +0.268% | $2,813 | Strong πŸ˜€ | | VA | 62/100 | 36 | -0.519% | $2,121 | Strong πŸ˜€ | | USDA | 47/100 | 10 | +0.044% | $831 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 663 loans, Score: 61/100 (Strong) - Refinance: 137 loans, Score: 62/100 (Strong) **FHA:** - Purchase: 141 loans, Score: 67/100 (Strong) **VA:** - Purchase: 30 loans, Score: 62/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 64/100 | 847 | $329M | +0.189% | Strong πŸ˜€ | | Refinance | 60/100 | 163 | $60M | +0.227% | Sound ☺️ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | GA | 562 | 0.41% | 82/100 | | SC | 134 | 0.17% | 69/100 | | NC | 116 | 0.08% | 61/100 | | FL | 41 | 0.01% | 47/100 | | IL | 32 | 0.03% | 49/100 | | IN | 32 | 0.04% | 49/100 | | AR | 29 | 0.09% | 51/100 | | VA | 13 | 0.01% | 39/100 | | NH | 12 | 0.08% | 42/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Atlanta | GA | 323 | 81/100 | | Marietta, GA | GA | 156 | 80/100 | | Non | | 68 | 45/100 | | Charlotte | NC-SC | 55 | 60/100 | | Charleston | SC | 40 | 61/100 | | Greenville | SC | 30 | 57/100 | | Fayetteville | AR | 28 | 54/100 | | Hickory | NC | 27 | 57/100 | | Chicago | IL | 25 | 48/100 | | Columbia, SC | SC | 25 | 54/100 | | Lake County | IN | 25 | 56/100 | | Wilmington, NC | NC | 18 | 50/100 | | Rome, GA | GA | 13 | 51/100 | | Gainesville, GA | GA | 12 | 47/100 | | Tampa, FL | FL | 11 | 40/100 | ## Where This Lender Ranks MORTGAGE ASSURANCE, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#9** in Georgia for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/georgia/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#9** in Atlanta for FHA Loans - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/fha-loans) - πŸ† **#9** in Atlanta for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#10** in Atlanta Mortgage Companies - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/mortgage-companies) - πŸ† **#10** in Charleston for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/charleston/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#10** in Hickory for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Georgia Mortgage Companies - [View Full Rankings](https://saferate.com/georgia/best-mortgage-lenders/mortgage-companies) - πŸ† **#11** in Georgia for FHA Loans - [View Full Rankings](https://saferate.com/georgia/best-mortgage-lenders/fha-loans) - πŸ† **#11** in Marietta, GA for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/marietta-ga/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#12** in Marietta, GA for FHA Loans - [View Full Rankings](https://saferate.com/marietta-ga/best-mortgage-lenders/fha-loans) - πŸ† **#12** in Fayetteville for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#12** in Hickory for FHA Loans - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/fha-loans) - πŸ† **#13** in Hickory Mortgage Companies - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/mortgage-companies) - πŸ† **#14** in Charleston for FHA Loans - [View Full Rankings](https://saferate.com/charleston/best-mortgage-lenders/fha-loans) - πŸ† **#14** in Rome, GA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/rome-ga/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#16** in Lake County Mortgage Companies - [View Full Rankings](https://saferate.com/lake-county/best-mortgage-lenders/mortgage-companies) - πŸ† **#16** in Lake County for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lake-county/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#17** in Atlanta - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders) - πŸ† **#17** in Atlanta for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#18** in Georgia for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/georgia/best-mortgage-lenders/mortgage-companies/usda-loans) ## Frequently Asked Questions ### What loan types does MORTGAGE ASSURANCE, INC. offer? MORTGAGE ASSURANCE, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does MORTGAGE ASSURANCE, INC. offer mortgages? MORTGAGE ASSURANCE, INC. offers mortgages in 20 states: AL, AR, CO, CT, FL, GA, IL, IN, MD, ME, MI, NC, NH, OH, PA, SC, TN, TX, VA, WI. ### How competitive are MORTGAGE ASSURANCE, INC.'s mortgage rates? MORTGAGE ASSURANCE, INC. has a pricing score of 51/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.197% above market average. ### What type of lender is MORTGAGE ASSURANCE, INC.? MORTGAGE ASSURANCE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in Peachtree Corners, GA. ### What is MORTGAGE ASSURANCE, INC.'s loan approval success rate? MORTGAGE ASSURANCE, INC. has a pull-through score of 64/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/mortgage-assurance ### How to Cite > "MORTGAGE ASSURANCE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-assurance --- **[View Interactive Profile β†’](https://saferate.com/lenders/mortgage-assurance)**