# MORTGAGE EQUITY PARTNERS LLC

> **Canonical URL:** https://saferate.com/lenders/mortgage-equity-partners


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MORTGAGE EQUITY PARTNERS LLC is a independent mortgage company, headquartered in BOSTON, MA, serving borrowers across 21 states, with 1,464 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 30% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300GE8KIGZVQV1223
- **Headquarters:** BOSTON, MA
- **Geographic Reach:** Multi-Region
- **States Served:** 21
- **State List:** CA, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, PA, RI, SC, TN, TX, VA, VT, WA
- **Markets (MSAs):** 25
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 70/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.474%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,484
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,464
- **Dollar Volume:** $551 million
- **Applications Received:** 1,917
- **Market Share:** 4.00%

## Typical Borrower Profile

- **Average Loan Amount:** $376,557
- **Average Borrower Income:** $146,605
- **Average Property Value:** $493,832

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 1,080 | +0.426% | $3,147 | Strong 😀 |
| FHA | 74/100 | 321 | +0.736% | $4,665 | Strong 😀 |
| VA | 64/100 | 51 | +0.058% | $4,285 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 960 loans, Score: 66/100 (Strong)
- Refinance: 120 loans, Score: 60/100 (Strong)

**FHA:**
- Purchase: 290 loans, Score: 74/100 (Strong)
- Refinance: 31 loans, Score: 48/100 (Sound)

**VA:**
- Purchase: 46 loans, Score: 64/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 70/100 | 1,307 | $496M | +0.477% | Strong 😀 |
| Refinance | 60/100 | 157 | $55M | +0.451% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 403 | 0.67% | 79/100 |
| FL | 237 | 0.08% | 65/100 |
| MD | 183 | 0.26% | 70/100 |
| CT | 175 | 0.51% | 72/100 |
| RI | 150 | 1.40% | 78/100 |
| NH | 89 | 0.57% | 68/100 |
| SC | 73 | 0.09% | 60/100 |
| PA | 45 | 0.04% | 51/100 |
| CA | 41 | 0.01% | 47/100 |
| NC | 19 | 0.01% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Providence | RI-MA | 197 | 81/100 |
| Cambridge | MA | 169 | 75/100 |
| Hartford | CT | 142 | 76/100 |
| Baltimore | MD | 120 | 69/100 |
| Orlando | FL | 115 | 68/100 |
| Boston, MA | MA | 107 | 70/100 |
| Non |  | 58 | 40/100 |
| Worcester, MA | MA | 56 | 68/100 |
| Manchester | NH | 37 | 63/100 |
| Sacramento | CA | 36 | 54/100 |
| Washington, DC | DC-MD | 31 | 55/100 |
| Florence, SC | SC | 28 | 65/100 |
| Rockingham County | NH | 24 | 54/100 |
| Frederick | MD | 21 | 51/100 |
| West Palm Beach | FL | 19 | 48/100 |

## Where This Lender Ranks

MORTGAGE EQUITY PARTNERS LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Rhode Island for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rhode-island/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#7** in Providence for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#12** in Florence, SC Mortgage Companies
  - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#14** in Florence, SC for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#16** in Providence Mortgage Companies
  - [View Full Rankings](https://saferate.com/providence/best-mortgage-lenders/mortgage-companies)
- 🏆 **#17** in Florence, SC
  - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders)
- 🏆 **#18** in Rhode Island Mortgage Companies
  - [View Full Rankings](https://saferate.com/rhode-island/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Florence, SC for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florence-sc/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Rhode Island for Jumbo Loans
  - [View Full Rankings](https://saferate.com/rhode-island/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does MORTGAGE EQUITY PARTNERS LLC offer?

MORTGAGE EQUITY PARTNERS LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORTGAGE EQUITY PARTNERS LLC offer mortgages?

MORTGAGE EQUITY PARTNERS LLC offers mortgages in 21 states: CA, CO, CT, DC, DE, FL, GA, MA, MD, ME, NC, NH, NJ, PA, RI, SC, TN, TX, VA, VT, WA.

### How competitive are MORTGAGE EQUITY PARTNERS LLC's mortgage rates?

MORTGAGE EQUITY PARTNERS LLC has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.474% above market average.

### What type of lender is MORTGAGE EQUITY PARTNERS LLC?

MORTGAGE EQUITY PARTNERS LLC is a non-depository lender that specializes in mortgage origination, headquartered in BOSTON, MA.

### What is MORTGAGE EQUITY PARTNERS LLC's loan approval success rate?

MORTGAGE EQUITY PARTNERS LLC has a pull-through score of 70/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mortgage-equity-partners

### How to Cite

> "MORTGAGE EQUITY PARTNERS LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-equity-partners

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