# MORTGAGE FINANCIAL GROUP, INC.

> **Canonical URL:** https://saferate.com/lenders/mortgage-financial-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MORTGAGE FINANCIAL GROUP, INC. is a independent mortgage company, headquartered in TAVARES, FL, serving borrowers across 4 states, with 158 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 64% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493004KSBZEBHIMRT79
- **Headquarters:** TAVARES, FL
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** FL, GA, KY, NC
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.291%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,138
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 158
- **Dollar Volume:** $46 million
- **Applications Received:** 196
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $292,532
- **Average Borrower Income:** $161,962
- **Average Property Value:** $358,797

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 70 | +0.264% | $2,977 | Acceptable 🙂 |
| FHA | 60/100 | 59 | +0.425% | $3,624 | Strong 😀 |
| VA | 56/100 | 15 | -0.286% | $1,586 | Sound ☺️ |
| USDA | 72/100 | 13 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 61 loans, Score: 28/100 (Acceptable)

**FHA:**
- Purchase: 50 loans, Score: 59/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 140 | $42M | +0.314% | Sound ☺️ |
| Refinance | 30/100 | 18 | $4M | +0.151% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 136 | 0.05% | 67/100 |
| NC | 19 | 0.01% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Orlando | FL | 75 | 70/100 |
| Ocala, FL | FL | 23 | 61/100 |
| Non |  | 16 | 30/100 |
| Homosassa Springs, FL | FL | 12 | 56/100 |

## Where This Lender Ranks

MORTGAGE FINANCIAL GROUP, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Orlando for USDA Loans
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/usda-loans)
- 🥇 **#1** in Orlando for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#14** in Ocala, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/ocala-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#17** in Ocala, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/ocala-fl/best-mortgage-lenders/fha-loans)
- 🏆 **#18** in Homosassa Springs, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/homosassa-springs-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Homosassa Springs, FL for FHA Loans
  - [View Full Rankings](https://saferate.com/homosassa-springs-fl/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does MORTGAGE FINANCIAL GROUP, INC. offer?

MORTGAGE FINANCIAL GROUP, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORTGAGE FINANCIAL GROUP, INC. offer mortgages?

MORTGAGE FINANCIAL GROUP, INC. offers mortgages in 4 states: FL, GA, KY, NC.

### How competitive are MORTGAGE FINANCIAL GROUP, INC.'s mortgage rates?

MORTGAGE FINANCIAL GROUP, INC. has a pricing score of 36/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.291% above market average.

### What type of lender is MORTGAGE FINANCIAL GROUP, INC.?

MORTGAGE FINANCIAL GROUP, INC. is a non-depository lender that specializes in mortgage origination, headquartered in TAVARES, FL.

### What is MORTGAGE FINANCIAL GROUP, INC.'s loan approval success rate?

MORTGAGE FINANCIAL GROUP, INC. has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mortgage-financial-group

### How to Cite

> "MORTGAGE FINANCIAL GROUP, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-financial-group

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