# Mortgage Lenders Investment Trading Corporation

> **Canonical URL:** https://saferate.com/lenders/mortgage-lenders-investment-trading


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Mortgage Lenders Investment Trading Corporation is a independent mortgage company, headquartered in Oxford, MS, serving borrowers across 4 states, with 601 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 86% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 20% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300EOHSB7M6IFW844
- **Headquarters:** Oxford, MS
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AL, FL, GA, SC
- **Markets (MSAs):** 11
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 88.7%
- **Brokered/Wholesale:** 11.3%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 14/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 80/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.718%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,116
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 601
- **Dollar Volume:** $188 million
- **Applications Received:** 815
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $313,103
- **Average Borrower Income:** $127,800
- **Average Property Value:** $404,667

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 356 | +0.656% | $3,743 | Strong 😀 |
| FHA | 74/100 | 192 | +0.871% | $4,364 | Strong 😀 |
| VA | 69/100 | 47 | +0.212% | $3,782 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 257 loans, Score: 63/100 (Strong)
- Refinance: 99 loans, Score: 58/100 (Sound)

**FHA:**
- Purchase: 134 loans, Score: 71/100 (Strong)
- Refinance: 58 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 40 loans, Score: 68/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 67/100 | 437 | $146M | +0.711% | Strong 😀 |
| Refinance | 62/100 | 164 | $43M | +0.730% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 557 | 0.19% | 78/100 |
| SC | 40 | 0.05% | 55/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Orlando | FL | 137 | 74/100 |
| Gainesville, FL | FL | 128 | 92/100 |
| Deltona | FL | 66 | 73/100 |
| Tampa, FL | FL | 38 | 57/100 |
| Charleston | SC | 33 | 59/100 |
| Non |  | 32 | 35/100 |
| Ocala, FL | FL | 29 | 60/100 |
| Lakeland | FL | 25 | 55/100 |
| Palm Bay | FL | 25 | 55/100 |
| Jacksonville, FL | FL | 20 | 49/100 |
| St. Petersburg | FL | 13 | 46/100 |

## Where This Lender Ranks

Mortgage Lenders Investment Trading Corporation appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Gainesville, FL for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#16** in Gainesville, FL for VA Loans
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/va-loans)
- 🏆 **#17** in Gainesville, FL Mortgage Companies
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Gainesville, FL for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#19** in Gainesville, FL for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/gainesville-fl/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does Mortgage Lenders Investment Trading Corporation offer?

Mortgage Lenders Investment Trading Corporation offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Mortgage Lenders Investment Trading Corporation offer mortgages?

Mortgage Lenders Investment Trading Corporation offers mortgages in 4 states: AL, FL, GA, SC.

### How competitive are Mortgage Lenders Investment Trading Corporation's mortgage rates?

Mortgage Lenders Investment Trading Corporation has a pricing score of 14/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.718% above market average.

### What type of lender is Mortgage Lenders Investment Trading Corporation?

Mortgage Lenders Investment Trading Corporation is a non-depository lender that specializes in mortgage origination, headquartered in Oxford, MS.

### What is Mortgage Lenders Investment Trading Corporation's loan approval success rate?

Mortgage Lenders Investment Trading Corporation has a pull-through score of 80/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mortgage-lenders-investment-trading

### How to Cite

> "Mortgage Lenders Investment Trading Corporation Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-lenders-investment-trading

---

**[View Interactive Profile →](https://saferate.com/lenders/mortgage-lenders-investment-trading)**