# MORTGAGE MANAGEMENT CONSULTANTS, INC.

> **Canonical URL:** https://saferate.com/lenders/mortgage-management-consultants


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MORTGAGE MANAGEMENT CONSULTANTS, INC. is a independent mortgage company, headquartered in PALMDALE, CA, serving borrowers across 8 states, with 121 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 88% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300OQ5QR1CNV5HY08
- **Headquarters:** PALMDALE, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** CA, FL, ID, NM, NV, TN, TX, UT
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 12/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.706%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,216
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 121
- **Dollar Volume:** $49 million
- **Applications Received:** 162
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $403,926
- **Average Borrower Income:** $126,851
- **Average Property Value:** $509,876

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 25/100 | 62 | +0.523% | $4,242 | Acceptable 🙂 |
| FHA | 59/100 | 53 | +0.959% | $4,244 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 48 loans, Score: 26/100 (Acceptable)

**FHA:**
- Purchase: 45 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 33/100 | 97 | $41M | +0.787% | Acceptable 🙂 |
| Refinance | 31/100 | 24 | $8M | +0.357% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 76 | 0.03% | 61/100 |
| NV | 36 | 0.09% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 62 | 67/100 |
| Las Vegas | NV | 34 | 61/100 |
| Bakersfield | CA | 10 | 46/100 |

## Frequently Asked Questions

### What loan types does MORTGAGE MANAGEMENT CONSULTANTS, INC. offer?

MORTGAGE MANAGEMENT CONSULTANTS, INC. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORTGAGE MANAGEMENT CONSULTANTS, INC. offer mortgages?

MORTGAGE MANAGEMENT CONSULTANTS, INC. offers mortgages in 8 states: CA, FL, ID, NM, NV, TN, TX, UT.

### How competitive are MORTGAGE MANAGEMENT CONSULTANTS, INC.'s mortgage rates?

MORTGAGE MANAGEMENT CONSULTANTS, INC. has a pricing score of 12/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.706% above market average.

### What type of lender is MORTGAGE MANAGEMENT CONSULTANTS, INC.?

MORTGAGE MANAGEMENT CONSULTANTS, INC. is a non-depository lender that specializes in mortgage origination, headquartered in PALMDALE, CA.

### What is MORTGAGE MANAGEMENT CONSULTANTS, INC.'s loan approval success rate?

MORTGAGE MANAGEMENT CONSULTANTS, INC. has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mortgage-management-consultants

### How to Cite

> "MORTGAGE MANAGEMENT CONSULTANTS, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-management-consultants

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