# MORTGAGE MARKETS CUSO, LLC

> **Canonical URL:** https://saferate.com/lenders/mortgage-markets-cuso


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MORTGAGE MARKETS CUSO, LLC is a independent mortgage company, headquartered in OLD SAYBROOK, CT, serving borrowers across 8 states, with 124 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 44% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300HQL7U3JZ4LCJ17
- **Headquarters:** OLD SAYBROOK, CT
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** CO, CT, FL, MA, MD, NH, RI, TX
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.074%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,205
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 124
- **Dollar Volume:** $33 million
- **Applications Received:** 146
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $269,677
- **Average Borrower Income:** $125,016
- **Average Property Value:** $392,016

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 40/100 | 124 | +0.074% | $2,205 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 105 loans, Score: 41/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 40/100 | 105 | $29M | +0.033% | Sound ☺️ |
| Refinance | 31/100 | 19 | $4M | +0.297% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 96 | 0.28% | 71/100 |
| MA | 11 | 0.02% | 43/100 |
| RI | 11 | 0.10% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hartford | CT | 53 | 69/100 |
| Waterbury | CT | 23 | 61/100 |
| Providence | RI-MA | 12 | 47/100 |

## Where This Lender Ranks

MORTGAGE MARKETS CUSO, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#18** in Waterbury Mortgage Companies
  - [View Full Rankings](https://saferate.com/waterbury/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does MORTGAGE MARKETS CUSO, LLC offer?

MORTGAGE MARKETS CUSO, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORTGAGE MARKETS CUSO, LLC offer mortgages?

MORTGAGE MARKETS CUSO, LLC offers mortgages in 8 states: CO, CT, FL, MA, MD, NH, RI, TX.

### How competitive are MORTGAGE MARKETS CUSO, LLC's mortgage rates?

MORTGAGE MARKETS CUSO, LLC has a pricing score of 56/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.074% above market average.

### What type of lender is MORTGAGE MARKETS CUSO, LLC?

MORTGAGE MARKETS CUSO, LLC is a non-depository lender that specializes in mortgage origination, headquartered in OLD SAYBROOK, CT.

### What is MORTGAGE MARKETS CUSO, LLC's loan approval success rate?

MORTGAGE MARKETS CUSO, LLC has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mortgage-markets-cuso

### How to Cite

> "MORTGAGE MARKETS CUSO, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-markets-cuso

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