# MORTGAGE SOLUTIONS LLC

> **Canonical URL:** https://saferate.com/lenders/mortgage-solutions


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MORTGAGE SOLUTIONS LLC is a independent mortgage company, headquartered in Saint Louis, MO, serving borrowers across 4 states, with 96 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 31% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 75% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930077O97ZNP1ECH16
- **Headquarters:** Saint Louis, MO
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AR, IL, MO, OK
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 69/100
- Rating: ●●●●○ (4/5)

### Pull Through: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.290%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,152
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 96
- **Dollar Volume:** $18 million
- **Applications Received:** 190
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $183,854
- **Average Borrower Income:** $99,667
- **Average Property Value:** $252,500

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 33/100 | 96 | +0.290% | $1,152 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 78 loans, Score: 33/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 34/100 | 78 | $14M | +0.296% | Acceptable 🙂 |
| Refinance | 30/100 | 18 | $3M | +0.265% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 90 | 0.12% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| St. Louis, MO | MO-IL | 81 | 72/100 |

## Frequently Asked Questions

### What loan types does MORTGAGE SOLUTIONS LLC offer?

MORTGAGE SOLUTIONS LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MORTGAGE SOLUTIONS LLC offer mortgages?

MORTGAGE SOLUTIONS LLC offers mortgages in 4 states: AR, IL, MO, OK.

### How competitive are MORTGAGE SOLUTIONS LLC's mortgage rates?

MORTGAGE SOLUTIONS LLC has a pricing score of 69/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.290% above market average.

### What type of lender is MORTGAGE SOLUTIONS LLC?

MORTGAGE SOLUTIONS LLC is a non-depository lender that specializes in mortgage origination, headquartered in Saint Louis, MO.

### What is MORTGAGE SOLUTIONS LLC's loan approval success rate?

MORTGAGE SOLUTIONS LLC has a pull-through score of 25/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mortgage-solutions

### How to Cite

> "MORTGAGE SOLUTIONS LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mortgage-solutions

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