# MSA MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/msa-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MSA MORTGAGE, LLC is a independent mortgage company, headquartered in WINTHROP, MA, serving borrowers across 9 states, with 650 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 27% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300CHBB3GN7JFXU86
- **Headquarters:** WINTHROP, MA
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** AL, CT, FL, GA, MA, ME, NH, RI, VT
- **Markets (MSAs):** 10
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 73/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 650
- **Dollar Volume:** $342 million
- **Applications Received:** 843
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $526,631
- **Average Borrower Income:** $160,238
- **Average Property Value:** $654,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 58/100 | 465 | -0.325% | $1,445 | Sound ☺️ |
| FHA | 71/100 | 141 | - | - | Strong 😀 |
| VA | 65/100 | 40 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 403 loans, Score: 58/100 (Sound)
- Refinance: 62 loans, Score: 55/100 (Sound)

**FHA:**
- Purchase: 131 loans, Score: 71/100 (Strong)

**VA:**
- Purchase: 39 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 576 | $301M | -0.241% | Strong 😀 |
| Refinance | 56/100 | 74 | $41M | -0.367% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MA | 522 | 0.86% | 84/100 |
| FL | 57 | 0.02% | 52/100 |
| NH | 32 | 0.21% | 56/100 |
| VT | 28 | 0.48% | 55/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Cambridge | MA | 232 | 81/100 |
| Boston, MA | MA | 202 | 81/100 |
| Worcester, MA | MA | 52 | 70/100 |
| Non |  | 33 | 35/100 |
| Crestview | FL | 22 | 56/100 |
| Providence | RI-MA | 21 | 51/100 |
| Manchester | NH | 17 | 51/100 |
| Pensacola | FL | 13 | 46/100 |
| Jacksonville, FL | FL | 12 | 43/100 |
| Rockingham County | NH | 10 | 42/100 |

## Frequently Asked Questions

### What loan types does MSA MORTGAGE, LLC offer?

MSA MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MSA MORTGAGE, LLC offer mortgages?

MSA MORTGAGE, LLC offers mortgages in 9 states: AL, CT, FL, GA, MA, ME, NH, RI, VT.

### What type of lender is MSA MORTGAGE, LLC?

MSA MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WINTHROP, MA.

### What is MSA MORTGAGE, LLC's loan approval success rate?

MSA MORTGAGE, LLC has a pull-through score of 73/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/msa-mortgage

### How to Cite

> "MSA MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/msa-mortgage

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