# Municipal Employees Credit Union of Oklahoma City

> **Canonical URL:** https://saferate.com/lenders/municipal-employees-credit-union-of-oklahoma-city


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Municipal Employees Credit Union of Oklahoma City is a credit union, headquartered in Oklahoma City, OK, with 15 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 74% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900Y4P4X4Y1L26R43
- **Headquarters:** Oklahoma City, OK
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** OK
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 15
- **Dollar Volume:** $3 million
- **Applications Received:** 36
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $214,333
- **Average Borrower Income:** $122,733
- **Average Property Value:** $271,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 15/100 | 15 | +0.745% | $1,905 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 13/100 | 10 | $2M | +0.498% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OK | 15 | 0.04% | 54/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Oklahoma City, OK | OK | 14 | 55/100 |

## Frequently Asked Questions

### What loan types does Municipal Employees Credit Union of Oklahoma City offer?

Municipal Employees Credit Union of Oklahoma City offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Municipal Employees Credit Union of Oklahoma City offer mortgages?

Municipal Employees Credit Union of Oklahoma City offers mortgages in 1 states: OK.

### What type of lender is Municipal Employees Credit Union of Oklahoma City?

Municipal Employees Credit Union of Oklahoma City is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Oklahoma City, OK.

### What is Municipal Employees Credit Union of Oklahoma City's loan approval success rate?

Municipal Employees Credit Union of Oklahoma City has a pull-through score of 26/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/municipal-employees-credit-union-of-oklahoma-city

### How to Cite

> "Municipal Employees Credit Union of Oklahoma City Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/municipal-employees-credit-union-of-oklahoma-city

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