# MUTUAL OF OMAHA MORTGAGE, INC. > **Canonical URL:** https://saferate.com/lenders/mutual-of-omaha-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible MUTUAL OF OMAHA MORTGAGE, INC. is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers nationwide, with 11,542 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 43% of lenders for competitive rates - **Approval Rate:** Ranks in the top 43% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300OPCWU6E72WUT29 - **Headquarters:** WILMINGTON, DE - **Geographic Reach:** National - **States Served:** 49 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY - **Markets (MSAs):** 50 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 93.1% - **Brokered/Wholesale:** 6.9% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 57/100 - Rating: ●●●○○ (3/5) ### Pull Through: Sound ☺️ - Score: 57/100 - Rating: ●●●○○ (3/5) ### Pricing Details - **Average Rate Spread:** +0.181% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,029 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 11,542 - **Dollar Volume:** $4.3 billion - **Applications Received:** 20,121 - **Market Share:** 32.00% ## Typical Borrower Profile - **Average Loan Amount:** $370,689 - **Average Borrower Income:** $143,168 - **Average Property Value:** $493,183 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (64%) - ⭐ **VA Gold Superstar** (70%) - ⭐ **Purchase Gold Superstar** (63%) - ⭐ **Refinance Gold Superstar** (63%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 76/100 | 6,492 | +0.138% | $1,598 | Strong πŸ˜€ | | FHA | 84/100 | 3,452 | +0.582% | $3,797 | Exceptional 🀩 | | VA | 83/100 | 1,471 | -0.235% | $2,767 | Exceptional 🀩 | | Jumbo | 56/100 | 92 | +0.209% | $990 | Sound ☺️ | | USDA | 55/100 | 35 | +0.146% | $2,217 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 4,854 loans, Score: 76/100 (Strong) - Refinance: 1,638 loans, Score: 75/100 (Strong) **FHA:** - Purchase: 960 loans, Score: 79/100 (Strong) - Refinance: 2,492 loans, Score: 91/100 (Exceptional) **VA:** - Purchase: 697 loans, Score: 80/100 (Exceptional) - Refinance: 774 loans, Score: 89/100 (Exceptional) **Jumbo:** - Purchase: 73 loans, Score: 54/100 (Sound) **USDA:** - Purchase: 35 loans, Score: 55/100 (Sound) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 78/100 | 6,619 | $2.8B | +0.183% | Strong πŸ˜€ | | Refinance | 82/100 | 4,923 | $1.5B | +0.175% | Exceptional 🀩 | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | IL | 810 | 0.65% | 79/100 | | FL | 753 | 0.26% | 71/100 | | OH | 626 | 0.46% | 74/100 | | GA | 564 | 0.41% | 74/100 | | TX | 544 | 0.16% | 69/100 | | NC | 541 | 0.37% | 71/100 | | VA | 445 | 0.41% | 75/100 | | CA | 443 | 0.16% | 65/100 | | TN | 416 | 0.46% | 73/100 | | AZ | 391 | 0.39% | 71/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 1,208 | 76/100 | | Chicago | IL | 501 | 76/100 | | Phoenix | AZ | 336 | 71/100 | | Atlanta | GA | 277 | 71/100 | | Charlotte | NC-SC | 260 | 74/100 | | Denver | CO | 226 | 69/100 | | Las Vegas | NV | 218 | 74/100 | | Cleveland, OH | OH | 193 | 71/100 | | Columbus, OH | OH | 181 | 71/100 | | Dallas | TX | 167 | 65/100 | | Minneapolis | MN-WI | 167 | 65/100 | | Kansas City, MO | MO-KS | 166 | 66/100 | | Virginia Beach | VA-NC | 148 | 68/100 | | Houston | TX | 139 | 62/100 | | St. Louis, MO | MO-IL | 136 | 66/100 | ## Where This Lender Ranks MUTUAL OF OMAHA MORTGAGE, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#4** in Medford, OR for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/medford-or/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#5** in Boise City, ID for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/boise-city-id/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Montana for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/montana/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Medford, OR for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/medford-or/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Medford, OR for VA Loans - [View Full Rankings](https://saferate.com/medford-or/best-mortgage-lenders/va-loans) - πŸ† **#5** in Bozeman, MT for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/bozeman-mt/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Helena, MT for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/helena-mt/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Idaho for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/idaho/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Mobile, AL for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/mobile-al/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Canton for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/canton/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#6** in Punta Gorda, FL for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/punta-gorda-fl/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Cleveland, OH for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/cleveland-oh/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#7** in Omaha, NE for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/omaha-ne/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Elgin, IL for VA Loans - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/va-loans) - πŸ† **#7** in Elgin, IL for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elgin-il/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#7** in St. Petersburg for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/st-petersburg/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Mobile, AL for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/mobile-al/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#7** in Medford, OR for Conventional Loans - [View Full Rankings](https://saferate.com/medford-or/best-mortgage-lenders/conventional-loans) - πŸ† **#7** in Cheyenne, WY for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#7** in Cheyenne, WY for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/cheyenne-wy/best-mortgage-lenders/mortgage-companies/fha-loans) ## Frequently Asked Questions ### What loan types does MUTUAL OF OMAHA MORTGAGE, INC. offer? MUTUAL OF OMAHA MORTGAGE, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does MUTUAL OF OMAHA MORTGAGE, INC. offer mortgages? MUTUAL OF OMAHA MORTGAGE, INC. is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are MUTUAL OF OMAHA MORTGAGE, INC.'s mortgage rates? MUTUAL OF OMAHA MORTGAGE, INC. has a pricing score of 57/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.181% above market average. ### What type of lender is MUTUAL OF OMAHA MORTGAGE, INC.? MUTUAL OF OMAHA MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE. ### What is MUTUAL OF OMAHA MORTGAGE, INC.'s loan approval success rate? MUTUAL OF OMAHA MORTGAGE, INC. has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/mutual-of-omaha-mortgage ### How to Cite > "MUTUAL OF OMAHA MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mutual-of-omaha-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/mutual-of-omaha-mortgage)**