# MYCUMORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/mycumortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


MYCUMORTGAGE, LLC is a independent mortgage company, headquartered in BEAVERCREEK, OH, serving borrowers across 20 states, with 348 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 51% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 40% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493006HFDG31YJ3MM36
- **Headquarters:** BEAVERCREEK, OH
- **Geographic Reach:** Multi-Region
- **States Served:** 20
- **State List:** AR, CA, IL, IN, KY, LA, MI, MN, MS, NC, NJ, NM, OH, OR, PA, SC, TN, TX, VA, WV
- **Markets (MSAs):** 9
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 60/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.670%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,303
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 348
- **Dollar Volume:** $61 million
- **Applications Received:** 399
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $174,626
- **Average Borrower Income:** $84,879
- **Average Property Value:** $214,282

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 37/100 | 156 | +0.411% | $1,545 | Acceptable 🙂 |
| FHA | 73/100 | 182 | +0.885% | $1,100 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 118 loans, Score: 37/100 (Acceptable)
- Refinance: 38 loans, Score: 39/100 (Acceptable)

**FHA:**
- Purchase: 165 loans, Score: 71/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 51/100 | 290 | $54M | +0.670% | Sound ☺️ |
| Refinance | 43/100 | 58 | $7M | +0.670% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| OH | 170 | 0.13% | 70/100 |
| IN | 49 | 0.05% | 57/100 |
| KY | 40 | 0.09% | 58/100 |
| WV | 13 | 0.08% | 46/100 |
| NC | 11 | 0.01% | 39/100 |
| MI | 10 | 0.01% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 116 | 58/100 |
| Cleveland, OH | OH | 35 | 58/100 |
| Canton | OH | 25 | 58/100 |
| Cincinnati, OH |  | 19 | 50/100 |
| Akron, OH | OH | 17 | 51/100 |
| Huntington |  | 15 | 50/100 |
| Columbus, OH | OH | 11 | 43/100 |
| Lima, OH | OH | 10 | 44/100 |
| Youngstown | OH | 10 | 43/100 |

## Where This Lender Ranks

MYCUMORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Lima, OH for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lima-oh/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in Lima, OH for FHA Loans
  - [View Full Rankings](https://saferate.com/lima-oh/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in Huntington for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Canton for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/canton/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#12** in Youngstown for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#13** in Huntington for FHA Loans
  - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/fha-loans)
- 🏆 **#15** in Canton Mortgage Companies
  - [View Full Rankings](https://saferate.com/canton/best-mortgage-lenders/mortgage-companies)
- 🏆 **#15** in Youngstown for FHA Loans
  - [View Full Rankings](https://saferate.com/youngstown/best-mortgage-lenders/fha-loans)
- 🏆 **#16** in Canton for FHA Loans
  - [View Full Rankings](https://saferate.com/canton/best-mortgage-lenders/fha-loans)

## Frequently Asked Questions

### What loan types does MYCUMORTGAGE, LLC offer?

MYCUMORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does MYCUMORTGAGE, LLC offer mortgages?

MYCUMORTGAGE, LLC offers mortgages in 20 states: AR, CA, IL, IN, KY, LA, MI, MN, MS, NC, NJ, NM, OH, OR, PA, SC, TN, TX, VA, WV.

### How competitive are MYCUMORTGAGE, LLC's mortgage rates?

MYCUMORTGAGE, LLC has a pricing score of 49/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.670% above market average.

### What type of lender is MYCUMORTGAGE, LLC?

MYCUMORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in BEAVERCREEK, OH.

### What is MYCUMORTGAGE, LLC's loan approval success rate?

MYCUMORTGAGE, LLC has a pull-through score of 60/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/mycumortgage

### How to Cite

> "MYCUMORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/mycumortgage

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