# N C P D Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/n-c-p-d-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


N C P D Federal Credit Union is a credit union, headquartered in Plainview, NY, serving borrowers across 2 states, with 35 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 58% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300NPANOIK7XYK714
- **Headquarters:** Plainview, NY
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** GA, NY
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 42/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 35
- **Dollar Volume:** $17 million
- **Applications Received:** 41
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $489,857
- **Average Borrower Income:** $197,543
- **Average Property Value:** $677,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 22/100 | 35 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 33 loans, Score: 24/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 25/100 | 33 | $16M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 29 | 0.03% | 58/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Nassau County | NY | 30 | 63/100 |

## Frequently Asked Questions

### What loan types does N C P D Federal Credit Union offer?

N C P D Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does N C P D Federal Credit Union offer mortgages?

N C P D Federal Credit Union offers mortgages in 2 states: GA, NY.

### What type of lender is N C P D Federal Credit Union?

N C P D Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Plainview, NY.

### What is N C P D Federal Credit Union's loan approval success rate?

N C P D Federal Credit Union has a pull-through score of 42/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/n-c-p-d-federal-credit-union

### How to Cite

> "N C P D Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/n-c-p-d-federal-credit-union

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