# Nassau Educators Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/nassau-educators-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Nassau Educators Federal Credit Union is a credit union, headquartered in Westbury, NY, with 66 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 80% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300T7DF901BR7V258
- **Headquarters:** Westbury, NY
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** NY
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 20/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 66
- **Dollar Volume:** $33 million
- **Applications Received:** 202
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $494,697
- **Average Borrower Income:** $220,455
- **Average Property Value:** $771,061

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 29/100 | 63 | -0.391% | $0 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 39 loans, Score: 25/100 (Acceptable)
- Refinance: 24 loans, Score: 39/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 27/100 | 42 | $23M | - | Acceptable 🙂 |
| Refinance | 38/100 | 24 | $10M | -0.391% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 66 | 0.06% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Nassau County | NY | 52 | 68/100 |

## Where This Lender Ranks

Nassau Educators Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Nassau County Credit Unions
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Nassau County for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does Nassau Educators Federal Credit Union offer?

Nassau Educators Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Nassau Educators Federal Credit Union offer mortgages?

Nassau Educators Federal Credit Union offers mortgages in 1 states: NY.

### What type of lender is Nassau Educators Federal Credit Union?

Nassau Educators Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Westbury, NY.

### What is Nassau Educators Federal Credit Union's loan approval success rate?

Nassau Educators Federal Credit Union has a pull-through score of 20/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nassau-educators-federal-credit-union

### How to Cite

> "Nassau Educators Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nassau-educators-federal-credit-union

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