# NATION ONE MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/nation-one-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NATION ONE MORTGAGE CORPORATION is a independent mortgage company, headquartered in MARLTON, NJ, serving borrowers across 17 states, with 1,726 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 39% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 6% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493006VCMZ998IGOO33
- **Headquarters:** MARLTON, NJ
- **Geographic Reach:** Multi-Region
- **States Served:** 17
- **State List:** CT, DE, FL, GA, IL, MA, MD, MN, NC, NH, NJ, OH, PA, SC, TN, TX, VA
- **Markets (MSAs):** 15
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pull Through: Exceptional 🤩
- Score: 94/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.237%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,551
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,726
- **Dollar Volume:** $513 million
- **Applications Received:** 2,162
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $297,260
- **Average Borrower Income:** $112,398
- **Average Property Value:** $343,181

## Safe Rate Awards 🏆

- 💎 **FHA Diamond Champion** (83%)
- 💎 **Purchase Diamond Champion** (83%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 78/100 | 737 | +0.392% | $2,225 | Strong 😀 |
| FHA | 85/100 | 801 | +0.184% | $2,678 | Exceptional 🤩 |
| VA | 79/100 | 159 | - | - | Strong 😀 |
| USDA | 53/100 | 24 | +0.449% | $1,245 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 654 loans, Score: 79/100 (Strong)
- Refinance: 83 loans, Score: 70/100 (Strong)

**FHA:**
- Purchase: 746 loans, Score: 85/100 (Exceptional)
- Refinance: 55 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 153 loans, Score: 79/100 (Strong)

**USDA:**
- Purchase: 24 loans, Score: 52/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 83/100 | 1,581 | $473M | +0.237% | Exceptional 🤩 |
| Refinance | 74/100 | 145 | $40M | - | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 896 | 1.05% | 90/100 |
| SC | 300 | 0.37% | 78/100 |
| DE | 187 | 1.31% | 77/100 |
| VA | 129 | 0.12% | 65/100 |
| PA | 107 | 0.09% | 61/100 |
| NC | 36 | 0.02% | 47/100 |
| GA | 21 | 0.02% | 43/100 |
| MD | 13 | 0.02% | 39/100 |
| FL | 10 | 0.00% | 32/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Camden, NJ | NJ | 377 | 89/100 |
| Vineland, NJ | NJ | 320 | 100/100 |
| Wilmington, DE |  | 201 | 81/100 |
| Charleston | SC | 181 | 83/100 |
| Atlantic City | NJ | 139 | 84/100 |
| Lynchburg, VA | VA | 88 | 79/100 |
| Myrtle Beach | SC | 69 | 68/100 |
| Non |  | 55 | 39/100 |
| Philadelphia, PA | PA | 48 | 61/100 |
| Montgomery County | PA | 38 | 57/100 |
| Dover, DE | DE | 27 | 60/100 |
| Roanoke, VA | VA | 25 | 56/100 |
| Columbia, SC | SC | 13 | 43/100 |
| Lakewood | NJ | 11 | 39/100 |
| Atlanta | GA | 10 | 37/100 |

## Where This Lender Ranks

NATION ONE MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in New Jersey for FHA Loans
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in New Jersey for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Camden, NJ
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders)
- 🥇 **#1** in Camden, NJ Mortgage Companies
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Camden, NJ for Conventional Loans
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Camden, NJ for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Camden, NJ for FHA Loans
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Camden, NJ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/camden-nj/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Vineland, NJ
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders)
- 🥇 **#1** in Vineland, NJ Mortgage Companies
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Vineland, NJ for Conventional Loans
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Vineland, NJ for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Vineland, NJ for FHA Loans
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Vineland, NJ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🥇 **#1** in Vineland, NJ for VA Loans
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/va-loans)
- 🥇 **#1** in Vineland, NJ for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥇 **#1** in Wilmington, DE
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders)
- 🥇 **#1** in Wilmington, DE Mortgage Companies
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Wilmington, DE for Conventional Loans
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Wilmington, DE for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does NATION ONE MORTGAGE CORPORATION offer?

NATION ONE MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NATION ONE MORTGAGE CORPORATION offer mortgages?

NATION ONE MORTGAGE CORPORATION offers mortgages in 17 states: CT, DE, FL, GA, IL, MA, MD, MN, NC, NH, NJ, OH, PA, SC, TN, TX, VA.

### How competitive are NATION ONE MORTGAGE CORPORATION's mortgage rates?

NATION ONE MORTGAGE CORPORATION has a pricing score of 61/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.237% above market average.

### What type of lender is NATION ONE MORTGAGE CORPORATION?

NATION ONE MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in MARLTON, NJ.

### What is NATION ONE MORTGAGE CORPORATION's loan approval success rate?

NATION ONE MORTGAGE CORPORATION has a pull-through score of 94/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nation-one-mortgage

### How to Cite

> "NATION ONE MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nation-one-mortgage

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