# NATIONSTAR MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/nationstar-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NATIONSTAR MORTGAGE LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers nationwide, with 21,352 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 29% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300LBCBNR1OT00651
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 71/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.386%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,487
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 21,352
- **Dollar Volume:** $6.0 billion
- **Applications Received:** 33,386
- **Market Share:** 60.00%

## Typical Borrower Profile

- **Average Loan Amount:** $280,656
- **Average Borrower Income:** $120,283
- **Average Property Value:** $425,923

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 81/100 | 14,871 | +0.372% | $3,400 | Exceptional 🤩 |
| FHA | 86/100 | 4,216 | +0.886% | $4,790 | Exceptional 🤩 |
| VA | 86/100 | 2,252 | +0.060% | $3,116 | Exceptional 🤩 |
| Jumbo | 42/100 | 13 | +0.111% | $3,543 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 3,823 loans, Score: 71/100 (Strong)
- Refinance: 11,048 loans, Score: 90/100 (Exceptional)

**FHA:**
- Purchase: 434 loans, Score: 70/100 (Strong)
- Refinance: 3,782 loans, Score: 92/100 (Exceptional)

**VA:**
- Purchase: 1,064 loans, Score: 81/100 (Exceptional)
- Refinance: 1,188 loans, Score: 91/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 70/100 | 5,330 | $1.9B | +0.267% | Strong 😀 |
| Refinance | 91/100 | 16,022 | $4.1B | +0.540% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 2,173 | 0.62% | 82/100 |
| FL | 1,605 | 0.55% | 77/100 |
| CA | 1,418 | 0.50% | 76/100 |
| GA | 1,101 | 0.80% | 80/100 |
| NC | 851 | 0.57% | 74/100 |
| PA | 818 | 0.68% | 78/100 |
| OH | 777 | 0.58% | 75/100 |
| NY | 767 | 0.68% | 77/100 |
| IL | 693 | 0.56% | 76/100 |
| NJ | 672 | 0.78% | 79/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 2,708 | 82/100 |
| Atlanta | GA | 518 | 77/100 |
| Houston | TX | 495 | 75/100 |
| Phoenix | AZ | 417 | 72/100 |
| Dallas | TX | 395 | 74/100 |
| Chicago | IL | 361 | 71/100 |
| Riverside | CA | 264 | 69/100 |
| Fort Worth | TX | 242 | 74/100 |
| Kansas City, MO | MO-KS | 237 | 69/100 |
| Charlotte | NC-SC | 236 | 71/100 |
| Los Angeles | CA | 223 | 68/100 |
| New York | NY-NJ | 223 | 68/100 |
| San Antonio | TX | 211 | 68/100 |
| Lakewood | NJ | 209 | 73/100 |
| St. Louis, MO | MO-IL | 208 | 70/100 |

## Where This Lender Ranks

NATIONSTAR MORTGAGE LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Albany, GA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/albany-ga/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in Battle Creek, MI for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#6** in Utica for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/utica/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#6** in Battle Creek, MI for VA Loans
  - [View Full Rankings](https://saferate.com/battle-creek-mi/best-mortgage-lenders/va-loans)
- 🏆 **#6** in Jackson, TN for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jackson-tn/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Lansing for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lansing/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#7** in Topeka, KS for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/topeka-ks/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Houma for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/houma/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Columbia, MO for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/columbia-mo/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in San Angelo, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-angelo-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Kiryas Joel for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kiryas-joel/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#8** in Rockford, IL for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rockford-il/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Topeka, KS for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/topeka-ks/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#8** in Utica for VA Loans
  - [View Full Rankings](https://saferate.com/utica/best-mortgage-lenders/va-loans)
- 🏆 **#8** in Amarillo, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/amarillo-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Anniston for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/anniston/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Manhattan, KS for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/manhattan-ks/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Monroe, LA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Tuscaloosa, AL for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tuscaloosa-al/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Wichita Falls, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wichita-falls-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)

## Frequently Asked Questions

### What loan types does NATIONSTAR MORTGAGE LLC offer?

NATIONSTAR MORTGAGE LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NATIONSTAR MORTGAGE LLC offer mortgages?

NATIONSTAR MORTGAGE LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are NATIONSTAR MORTGAGE LLC's mortgage rates?

NATIONSTAR MORTGAGE LLC has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.386% above market average.

### What type of lender is NATIONSTAR MORTGAGE LLC?

NATIONSTAR MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is NATIONSTAR MORTGAGE LLC's loan approval success rate?

NATIONSTAR MORTGAGE LLC has a pull-through score of 71/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nationstar-mortgage

### How to Cite

> "NATIONSTAR MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nationstar-mortgage

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