# NETWORK CAPITAL FUNDING CORPORATION

> **Canonical URL:** https://saferate.com/lenders/network-capital-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NETWORK CAPITAL FUNDING CORPORATION is a independent mortgage company, headquartered in Carson City, NV, serving borrowers across 31 states, with 940 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 85% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300GQDT484LGI9C04
- **Headquarters:** Carson City, NV
- **Geographic Reach:** Near-National
- **States Served:** 31
- **State List:** AL, AR, AZ, CA, CO, DC, FL, GA, IA, ID, IL, IN, LA, MD, ME, MI, MN, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI
- **Markets (MSAs):** 26
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pricing Details
- **Average Rate Spread:** +0.294%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,128
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 940
- **Dollar Volume:** $331 million
- **Applications Received:** 11,202
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $352,160
- **Average Borrower Income:** $130,407
- **Average Property Value:** $578,819

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 48/100 | 549 | +0.442% | $3,797 | Sound ☺️ |
| FHA | 66/100 | 226 | +0.543% | $5,662 | Strong 😀 |
| VA | 70/100 | 162 | -0.350% | $3,538 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 39 loans, Score: 21/100 (Acceptable)
- Refinance: 510 loans, Score: 66/100 (Strong)

**FHA:**
- Refinance: 214 loans, Score: 80/100 (Exceptional)

**VA:**
- Refinance: 157 loans, Score: 83/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 24/100 | 57 | $28M | +0.447% | Acceptable 🙂 |
| Refinance | 69/100 | 883 | $303M | +0.277% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 216 | 0.08% | 65/100 |
| FL | 141 | 0.05% | 61/100 |
| TX | 105 | 0.03% | 58/100 |
| NC | 78 | 0.05% | 57/100 |
| NJ | 78 | 0.09% | 62/100 |
| VA | 56 | 0.05% | 57/100 |
| AZ | 47 | 0.05% | 54/100 |
| WA | 26 | 0.03% | 49/100 |
| MD | 20 | 0.03% | 45/100 |
| PA | 18 | 0.01% | 42/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 73 | 46/100 |
| Riverside | CA | 61 | 60/100 |
| Los Angeles | CA | 40 | 55/100 |
| Arlington | VA-WV | 28 | 51/100 |
| Lakewood | NJ | 27 | 52/100 |
| Charlotte | NC-SC | 24 | 49/100 |
| Phoenix | AZ | 24 | 47/100 |
| Anaheim | CA | 21 | 50/100 |
| Houston | TX | 20 | 45/100 |
| Miami | FL | 20 | 48/100 |
| Newark, NJ | NJ | 17 | 47/100 |
| Dallas | TX | 16 | 43/100 |
| New York | NY-NJ | 16 | 44/100 |
| Orlando | FL | 16 | 44/100 |
| Oakland | CA | 15 | 45/100 |

## Frequently Asked Questions

### What loan types does NETWORK CAPITAL FUNDING CORPORATION offer?

NETWORK CAPITAL FUNDING CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NETWORK CAPITAL FUNDING CORPORATION offer mortgages?

NETWORK CAPITAL FUNDING CORPORATION offers mortgages in 31 states: AL, AR, AZ, CA, CO, DC, FL, GA, IA, ID, IL, IN, LA, MD, ME, MI, MN, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI.

### How competitive are NETWORK CAPITAL FUNDING CORPORATION's mortgage rates?

NETWORK CAPITAL FUNDING CORPORATION has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.294% above market average.

### What type of lender is NETWORK CAPITAL FUNDING CORPORATION?

NETWORK CAPITAL FUNDING CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Carson City, NV.

### What is NETWORK CAPITAL FUNDING CORPORATION's loan approval success rate?

NETWORK CAPITAL FUNDING CORPORATION has a pull-through score of 15/100 (Mediocre). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/network-capital-funding

### How to Cite

> "NETWORK CAPITAL FUNDING CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/network-capital-funding

---

**[View Interactive Profile →](https://saferate.com/lenders/network-capital-funding)**