# NEW WEST LENDING, INC.

> **Canonical URL:** https://saferate.com/lenders/new-west-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NEW WEST LENDING, INC. is a independent mortgage company, headquartered in PHOENIX, AZ, serving borrowers across 5 states, with 145 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 71% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 44% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300RU0T31BIA8UR19
- **Headquarters:** PHOENIX, AZ
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AZ, CA, CO, WA, WY
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 56/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.366%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,970
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 145
- **Dollar Volume:** $51 million
- **Applications Received:** 202
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $354,586
- **Average Borrower Income:** $114,297
- **Average Property Value:** $459,414

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 74 | +0.336% | $3,797 | Acceptable 🙂 |
| FHA | 61/100 | 70 | +0.397% | $4,224 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 54 loans, Score: 27/100 (Acceptable)
- Refinance: 20 loans, Score: 32/100 (Acceptable)

**FHA:**
- Purchase: 60 loans, Score: 60/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 36/100 | 115 | $43M | +0.398% | Acceptable 🙂 |
| Refinance | 36/100 | 30 | $9M | +0.222% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AZ | 138 | 0.14% | 72/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Phoenix | AZ | 131 | 73/100 |

## Frequently Asked Questions

### What loan types does NEW WEST LENDING, INC. offer?

NEW WEST LENDING, INC. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NEW WEST LENDING, INC. offer mortgages?

NEW WEST LENDING, INC. offers mortgages in 5 states: AZ, CA, CO, WA, WY.

### How competitive are NEW WEST LENDING, INC.'s mortgage rates?

NEW WEST LENDING, INC. has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.366% above market average.

### What type of lender is NEW WEST LENDING, INC.?

NEW WEST LENDING, INC. is a non-depository lender that specializes in mortgage origination, headquartered in PHOENIX, AZ.

### What is NEW WEST LENDING, INC.'s loan approval success rate?

NEW WEST LENDING, INC. has a pull-through score of 56/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/new-west-lending

### How to Cite

> "NEW WEST LENDING, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/new-west-lending

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