# NexBank > **Canonical URL:** https://saferate.com/lenders/nexbank > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible NexBank is a bank, headquartered in Dallas, TX, serving borrowers nationwide, with 5,223 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 59% of lenders for competitive rates - **Approval Rate:** Ranks in the top 34% for loan approval success ## Overview - **Institution Type:** Bank - **LEI (Legal Entity Identifier):** 549300NWBS6MQJX15N44 - **Headquarters:** Dallas, TX - **Geographic Reach:** National - **States Served:** 50 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** wholesale - **Direct Origination:** 0.2% - **Brokered/Wholesale:** 99.8% ## Safe Rate Ratings ### Pricing: Sound ☺️ - Score: 41/100 - Rating: ●●●○○ (3/5) ### Pull Through: Strong πŸ˜€ - Score: 66/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.343% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,179 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 5,223 - **Dollar Volume:** $2.2 billion - **Applications Received:** 6,872 - **Market Share:** 15.00% ## Typical Borrower Profile - **Average Loan Amount:** $412,609 - **Average Borrower Income:** $202,011 - **Average Property Value:** $554,115 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (63%) - ⭐ **Jumbo Gold Superstar** (62%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 78/100 | 4,889 | +0.336% | $2,248 | Strong πŸ˜€ | | FHA | 56/100 | 44 | +0.570% | $3,204 | Sound ☺️ | | VA | 40/100 | 16 | -0.389% | $114 | Acceptable πŸ™‚ | | Jumbo | 82/100 | 274 | +0.488% | $524 | Exceptional 🀩 | ### Product Performance by Purpose **Conventional:** - Purchase: 4,179 loans, Score: 79/100 (Strong) - Refinance: 710 loans, Score: 68/100 (Strong) **FHA:** - Purchase: 40 loans, Score: 56/100 (Sound) **Jumbo:** - Purchase: 171 loans, Score: 81/100 (Exceptional) - Refinance: 103 loans, Score: 86/100 (Exceptional) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 75/100 | 4,406 | $1.8B | +0.347% | Strong πŸ˜€ | | Refinance | 68/100 | 817 | $396M | +0.318% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | TX | 1,150 | 0.33% | 79/100 | | CA | 602 | 0.21% | 71/100 | | GA | 563 | 0.41% | 77/100 | | IL | 280 | 0.22% | 69/100 | | FL | 247 | 0.08% | 61/100 | | MN | 222 | 0.34% | 68/100 | | WI | 191 | 0.29% | 68/100 | | AZ | 181 | 0.18% | 65/100 | | WA | 165 | 0.19% | 66/100 | | TN | 162 | 0.18% | 64/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Dallas | TX | 403 | 77/100 | | Non | | 389 | 65/100 | | Atlanta | GA | 275 | 73/100 | | Chicago | IL | 243 | 70/100 | | Houston | TX | 209 | 68/100 | | Minneapolis | MN-WI | 188 | 68/100 | | Austin | TX | 182 | 74/100 | | Phoenix | AZ | 148 | 64/100 | | Fort Worth | TX | 135 | 70/100 | | Marietta, GA | GA | 128 | 72/100 | | Los Angeles | CA | 120 | 64/100 | | Kansas City, MO | MO-KS | 94 | 61/100 | | Milwaukee | WI | 91 | 64/100 | | Riverside | CA | 85 | 59/100 | | Savannah, GA | GA | 82 | 73/100 | ## Where This Lender Ranks NexBank appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#5** in Dallas Banks - [View Full Rankings](https://saferate.com/dallas/best-mortgage-lenders/banks) - πŸ† **#5** in Phoenix Banks - [View Full Rankings](https://saferate.com/phoenix/best-mortgage-lenders/banks) - πŸ† **#5** in Waco, TX for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/waco-tx/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#5** in Prescott Valley for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/prescott-valley/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#6** in Dallas for Jumbo Loans (Banks) - [View Full Rankings](https://saferate.com/dallas/best-mortgage-lenders/banks/jumbo-loans) - πŸ† **#6** in Phoenix for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/phoenix/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#6** in Sherman for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/sherman/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#7** in Phoenix for Jumbo Loans (Banks) - [View Full Rankings](https://saferate.com/phoenix/best-mortgage-lenders/banks/jumbo-loans) - πŸ† **#7** in Savannah, GA Banks - [View Full Rankings](https://saferate.com/savannah-ga/best-mortgage-lenders/banks) - πŸ† **#7** in Tacoma for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/tacoma/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#7** in Oxnard Banks - [View Full Rankings](https://saferate.com/oxnard/best-mortgage-lenders/banks) - πŸ† **#7** in Lubbock, TX for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/lubbock-tx/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#8** in Texas for Jumbo Loans (Banks) - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/banks/jumbo-loans) - πŸ† **#8** in Austin Banks - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/banks) - πŸ† **#8** in Austin for Conventional Loans (Banks) - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/banks/conventional-loans) - πŸ† **#8** in Austin for Jumbo Loans (Banks) - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/banks/jumbo-loans) - πŸ† **#8** in Fort Worth Banks - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/banks) - πŸ† **#8** in Marietta, GA Banks - [View Full Rankings](https://saferate.com/marietta-ga/best-mortgage-lenders/banks) - πŸ† **#8** in San Diego Banks - [View Full Rankings](https://saferate.com/san-diego/best-mortgage-lenders/banks) - πŸ† **#8** in Tacoma Banks - [View Full Rankings](https://saferate.com/tacoma/best-mortgage-lenders/banks) ## Frequently Asked Questions ### What loan types does NexBank offer? NexBank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does NexBank offer mortgages? NexBank is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are NexBank's mortgage rates? NexBank has a pricing score of 41/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.343% above market average. ### What type of lender is NexBank? NexBank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Dallas, TX. ### What is NexBank's loan approval success rate? NexBank has a pull-through score of 66/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/nexbank ### How to Cite > "NexBank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nexbank --- **[View Interactive Profile β†’](https://saferate.com/lenders/nexbank)**