# NEXERA HOLDING LLC

> **Canonical URL:** https://saferate.com/lenders/nexera-holding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NEXERA HOLDING LLC is a independent mortgage company, headquartered in DOVER, DE, serving borrowers nationwide, with 2,469 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 91% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300EKFFG3BU8DNX74
- **Headquarters:** DOVER, DE
- **Geographic Reach:** National
- **States Served:** 43
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WY
- **Markets (MSAs):** 50
- **Primary Channel:** wholesale
- **Direct Origination:** 7%
- **Brokered/Wholesale:** 93%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 9/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.913%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,621
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,469
- **Dollar Volume:** $1.6 billion
- **Applications Received:** 4,129
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $663,748
- **Average Borrower Income:** $571,490
- **Average Property Value:** $961,217

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 71/100 | 1,826 | +1.036% | $5,323 | Strong 😀 |
| FHA | 45/100 | 74 | -0.116% | $1,304 | Sound ☺️ |
| Jumbo | 87/100 | 567 | +0.934% | $3,611 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,379 loans, Score: 71/100 (Strong)
- Refinance: 447 loans, Score: 68/100 (Strong)

**FHA:**
- Refinance: 66 loans, Score: 51/100 (Sound)

**Jumbo:**
- Purchase: 409 loans, Score: 87/100 (Exceptional)
- Refinance: 158 loans, Score: 88/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 72/100 | 1,796 | $1.2B | +1.052% | Strong 😀 |
| Refinance | 68/100 | 673 | $430M | +0.596% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 695 | 0.24% | 75/100 |
| FL | 400 | 0.14% | 69/100 |
| TX | 321 | 0.09% | 68/100 |
| AZ | 116 | 0.12% | 62/100 |
| IL | 83 | 0.07% | 57/100 |
| CO | 81 | 0.10% | 58/100 |
| WA | 73 | 0.09% | 58/100 |
| GA | 66 | 0.05% | 54/100 |
| NC | 59 | 0.04% | 52/100 |
| OR | 51 | 0.12% | 56/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 182 | 71/100 |
| Non |  | 137 | 52/100 |
| Houston | TX | 98 | 61/100 |
| Phoenix | AZ | 98 | 61/100 |
| Miami | FL | 85 | 64/100 |
| Riverside | CA | 76 | 60/100 |
| Dallas | TX | 74 | 59/100 |
| Anaheim | CA | 71 | 64/100 |
| Austin | TX | 71 | 63/100 |
| Chicago | IL | 71 | 58/100 |
| Fort Lauderdale | FL | 70 | 62/100 |
| San Diego | CA | 66 | 60/100 |
| Denver | CO | 56 | 56/100 |
| Oakland | CA | 51 | 59/100 |
| Orlando | FL | 46 | 55/100 |

## Where This Lender Ranks

NEXERA HOLDING LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Kahului for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kahului/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#5** in Kahului for Jumbo Loans
  - [View Full Rankings](https://saferate.com/kahului/best-mortgage-lenders/jumbo-loans)
- 🏆 **#7** in Hawaii for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hawaii/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#15** in Kahului for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kahului/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#17** in Hawaii for Jumbo Loans
  - [View Full Rankings](https://saferate.com/hawaii/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does NEXERA HOLDING LLC offer?

NEXERA HOLDING LLC offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NEXERA HOLDING LLC offer mortgages?

NEXERA HOLDING LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are NEXERA HOLDING LLC's mortgage rates?

NEXERA HOLDING LLC has a pricing score of 9/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.913% above market average.

### What type of lender is NEXERA HOLDING LLC?

NEXERA HOLDING LLC is a non-depository lender that specializes in mortgage origination, headquartered in DOVER, DE.

### What is NEXERA HOLDING LLC's loan approval success rate?

NEXERA HOLDING LLC has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nexera-holding

### How to Cite

> "NEXERA HOLDING LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nexera-holding

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