# NEXTIER BANK, NATIONAL ASSOCIATION

> **Canonical URL:** https://saferate.com/lenders/nextier-bank-national-association


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NEXTIER BANK, NATIONAL ASSOCIATION is a bank, headquartered in Kittanning, PA, serving borrowers across 2 states, with 60 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 72% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 72% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300TFEH2N4OKL5136
- **Headquarters:** Kittanning, PA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CO, PA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 81.6%
- **Brokered/Wholesale:** 18.4%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.717%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $902
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 60
- **Dollar Volume:** $16 million
- **Applications Received:** 103
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $263,000
- **Average Borrower Income:** $156,633
- **Average Property Value:** $358,167

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 28/100 | 57 | +0.790% | $937 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 47 loans, Score: 28/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 29/100 | 50 | $14M | +0.729% | Acceptable 🙂 |
| Refinance | 25/100 | 10 | $2M | +0.668% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 59 | 0.05% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Pittsburgh, PA | PA | 49 | 70/100 |

## Frequently Asked Questions

### What loan types does NEXTIER BANK, NATIONAL ASSOCIATION offer?

NEXTIER BANK, NATIONAL ASSOCIATION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NEXTIER BANK, NATIONAL ASSOCIATION offer mortgages?

NEXTIER BANK, NATIONAL ASSOCIATION offers mortgages in 2 states: CO, PA.

### How competitive are NEXTIER BANK, NATIONAL ASSOCIATION's mortgage rates?

NEXTIER BANK, NATIONAL ASSOCIATION has a pricing score of 28/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.717% above market average.

### What type of lender is NEXTIER BANK, NATIONAL ASSOCIATION?

NEXTIER BANK, NATIONAL ASSOCIATION is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Kittanning, PA.

### What is NEXTIER BANK, NATIONAL ASSOCIATION's loan approval success rate?

NEXTIER BANK, NATIONAL ASSOCIATION has a pull-through score of 28/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nextier-bank-national-association

### How to Cite

> "NEXTIER BANK, NATIONAL ASSOCIATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nextier-bank-national-association

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