# Nextres, LLC

> **Canonical URL:** https://saferate.com/lenders/nextres


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Nextres, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 5 states, with 137 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 94% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300BUI90VIS0HE078
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AZ, FL, NJ, PA, TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 6/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.915%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,899
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 137
- **Dollar Volume:** $55 million
- **Applications Received:** 138
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $402,883
- **Average Borrower Income:** $194,336
- **Average Property Value:** $520,778

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 33/100 | 132 | +0.915% | $4,899 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 128 loans, Score: 36/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 36/100 | 133 | $54M | +0.907% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 107 | 0.09% | 70/100 |
| NJ | 17 | 0.02% | 49/100 |
| FL | 11 | 0.00% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 137 | 66/100 |

## Frequently Asked Questions

### What loan types does Nextres, LLC offer?

Nextres, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Nextres, LLC offer mortgages?

Nextres, LLC offers mortgages in 5 states: AZ, FL, NJ, PA, TX.

### How competitive are Nextres, LLC's mortgage rates?

Nextres, LLC has a pricing score of 6/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.915% above market average.

### What type of lender is Nextres, LLC?

Nextres, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is Nextres, LLC's loan approval success rate?

Nextres, LLC has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nextres

### How to Cite

> "Nextres, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nextres

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