# NJ LENDERS CORP.

> **Canonical URL:** https://saferate.com/lenders/nj-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NJ LENDERS CORP. is a independent mortgage company, headquartered in LITTLE FALLS, NJ, serving borrowers across 22 states, with 3,053 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 33% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300JZD4L02YZI3Z50
- **Headquarters:** LITTLE FALLS, NJ
- **Geographic Reach:** Multi-Region
- **States Served:** 22
- **State List:** AL, CA, CO, CT, DC, DE, FL, GA, MA, MD, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, WA
- **Markets (MSAs):** 20
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.044%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,968
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 3,053
- **Dollar Volume:** $1.5 billion
- **Applications Received:** 4,025
- **Market Share:** 9.00%

## Typical Borrower Profile

- **Average Loan Amount:** $485,079
- **Average Borrower Income:** $199,593
- **Average Property Value:** $662,553

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (77%)
- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **VA Gold Superstar** (78%)
- ⭐ **Jumbo Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (77%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 80/100 | 2,571 | +0.004% | $1,955 | Exceptional 🤩 |
| FHA | 74/100 | 355 | +0.432% | $2,543 | Strong 😀 |
| VA | 70/100 | 58 | -0.350% | $493 | Strong 😀 |
| Jumbo | 76/100 | 61 | +0.003% | $606 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 2,287 loans, Score: 81/100 (Exceptional)
- Refinance: 284 loans, Score: 70/100 (Strong)

**FHA:**
- Purchase: 317 loans, Score: 75/100 (Strong)
- Refinance: 38 loans, Score: 73/100 (Strong)

**VA:**
- Purchase: 51 loans, Score: 70/100 (Strong)

**Jumbo:**
- Purchase: 48 loans, Score: 76/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 80/100 | 2,711 | $1.3B | +0.045% | Exceptional 🤩 |
| Refinance | 70/100 | 342 | $158M | +0.032% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 2,180 | 2.54% | 99/100 |
| NY | 365 | 0.32% | 73/100 |
| FL | 173 | 0.06% | 59/100 |
| PA | 137 | 0.11% | 62/100 |
| GA | 70 | 0.05% | 54/100 |
| CT | 17 | 0.05% | 43/100 |
| NC | 17 | 0.01% | 39/100 |
| SC | 13 | 0.02% | 38/100 |
| CA | 12 | 0.00% | 35/100 |
| MA | 12 | 0.02% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 875 | 89/100 |
| Newark, NJ | NJ | 798 | 100/100 |
| Lakewood | NJ | 502 | 90/100 |
| Nassau County | NY | 151 | 71/100 |
| Camden, NJ | NJ | 96 | 68/100 |
| Tampa, FL | FL | 76 | 61/100 |
| Non |  | 73 | 41/100 |
| Montgomery County | PA | 59 | 62/100 |
| Allentown | PA-NJ | 33 | 57/100 |
| Trenton | NJ | 32 | 62/100 |
| Philadelphia, PA | PA | 29 | 52/100 |
| Kiryas Joel | NY | 27 | 53/100 |
| Rome, GA | GA | 27 | 66/100 |
| Fort Lauderdale | FL | 14 | 42/100 |
| Atlantic City | NJ | 13 | 44/100 |

## Where This Lender Ranks

NJ LENDERS CORP. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in New Jersey for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in New York Mortgage Companies
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in New York for Conventional Loans
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in New York for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Newark, NJ Mortgage Companies
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Newark, NJ for Conventional Loans
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Newark, NJ for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Lakewood Mortgage Companies
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Lakewood for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Nassau County for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Tampa, FL for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tampa-fl/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Trenton for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Rome, GA
  - [View Full Rankings](https://saferate.com/rome-ga/best-mortgage-lenders)
- 🥇 **#1** in Rome, GA Mortgage Companies
  - [View Full Rankings](https://saferate.com/rome-ga/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Rome, GA for Conventional Loans
  - [View Full Rankings](https://saferate.com/rome-ga/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Rome, GA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rome-ga/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in New Jersey for Conventional Loans
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/conventional-loans)
- 🥈 **#2** in New Jersey for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🥈 **#2** in New York
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders)
- 🥈 **#2** in New York for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/jumbo-loans)

## Frequently Asked Questions

### What loan types does NJ LENDERS CORP. offer?

NJ LENDERS CORP. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NJ LENDERS CORP. offer mortgages?

NJ LENDERS CORP. offers mortgages in 22 states: AL, CA, CO, CT, DC, DE, FL, GA, MA, MD, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, WA.

### How competitive are NJ LENDERS CORP.'s mortgage rates?

NJ LENDERS CORP. has a pricing score of 67/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.044% above market average.

### What type of lender is NJ LENDERS CORP.?

NJ LENDERS CORP. is a non-depository lender that specializes in mortgage origination, headquartered in LITTLE FALLS, NJ.

### What is NJ LENDERS CORP.'s loan approval success rate?

NJ LENDERS CORP. has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nj-lenders

### How to Cite

> "NJ LENDERS CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nj-lenders

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