# NORTHEAST HOME LOAN, LLC

> **Canonical URL:** https://saferate.com/lenders/northeast-home-loan


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NORTHEAST HOME LOAN, LLC is a independent mortgage company, headquartered in ST JOHNSBURY, VT, serving borrowers across 6 states, with 554 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 41% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300DQMFK1KT7KEB48
- **Headquarters:** ST JOHNSBURY, VT
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** CT, MA, ME, NC, NH, VT
- **Markets (MSAs):** 5
- **Primary Channel:** wholesale
- **Direct Origination:** 5.3%
- **Brokered/Wholesale:** 94.7%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.293%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,525
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 554
- **Dollar Volume:** $216 million
- **Applications Received:** 639
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $389,043
- **Average Borrower Income:** $186,404
- **Average Property Value:** $525,379

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (63%)
- ⭐ **Refinance Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 75/100 | 531 | +0.293% | $1,450 | Strong 😀 |
| Jumbo | 42/100 | 12 | +0.649% | $4,298 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 482 loans, Score: 75/100 (Strong)
- Refinance: 49 loans, Score: 49/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 505 | $195M | +0.293% | Strong 😀 |
| Refinance | 47/100 | 49 | $21M | +0.290% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VT | 433 | 7.40% | 93/100 |
| NH | 44 | 0.28% | 61/100 |
| ME | 38 | 0.25% | 58/100 |
| MA | 36 | 0.06% | 53/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Burlington | VT | 238 | 90/100 |
| Non |  | 231 | 67/100 |
| Portland | ME | 25 | 56/100 |
| Boston, MA | MA | 18 | 48/100 |
| Rockingham County | NH | 16 | 50/100 |

## Where This Lender Ranks

NORTHEAST HOME LOAN, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Vermont Mortgage Companies
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Vermont for Conventional Loans
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Vermont for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Burlington Mortgage Companies
  - [View Full Rankings](https://saferate.com/burlington/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Burlington for Conventional Loans
  - [View Full Rankings](https://saferate.com/burlington/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Burlington for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/burlington/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in New Hampshire for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Burlington
  - [View Full Rankings](https://saferate.com/burlington/best-mortgage-lenders)
- 🏆 **#4** in New Hampshire for Conventional Loans
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/conventional-loans)
- 🏆 **#5** in Vermont
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders)
- 🏆 **#5** in Maine for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in Portland for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in Rockingham County for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rockingham-county/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Vermont for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#10** in Vermont for VA Loans
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/va-loans)
- 🏆 **#10** in Rockingham County for Conventional Loans
  - [View Full Rankings](https://saferate.com/rockingham-county/best-mortgage-lenders/conventional-loans)
- 🏆 **#12** in Vermont for Jumbo Loans
  - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/jumbo-loans)
- 🏆 **#14** in Portland for Conventional Loans
  - [View Full Rankings](https://saferate.com/portland/best-mortgage-lenders/conventional-loans)
- 🏆 **#15** in New Hampshire Mortgage Companies
  - [View Full Rankings](https://saferate.com/new-hampshire/best-mortgage-lenders/mortgage-companies)
- 🏆 **#15** in Maine for Conventional Loans
  - [View Full Rankings](https://saferate.com/maine/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does NORTHEAST HOME LOAN, LLC offer?

NORTHEAST HOME LOAN, LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NORTHEAST HOME LOAN, LLC offer mortgages?

NORTHEAST HOME LOAN, LLC offers mortgages in 6 states: CT, MA, ME, NC, NH, VT.

### How competitive are NORTHEAST HOME LOAN, LLC's mortgage rates?

NORTHEAST HOME LOAN, LLC has a pricing score of 59/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.293% above market average.

### What type of lender is NORTHEAST HOME LOAN, LLC?

NORTHEAST HOME LOAN, LLC is a non-depository lender that specializes in mortgage origination, headquartered in ST JOHNSBURY, VT.

### What is NORTHEAST HOME LOAN, LLC's loan approval success rate?

NORTHEAST HOME LOAN, LLC has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/northeast-home-loan

### How to Cite

> "NORTHEAST HOME LOAN, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/northeast-home-loan

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