# NORTHWESTERN MUTUAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/northwestern-mutual-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NORTHWESTERN MUTUAL CREDIT UNION is a credit union, headquartered in Milwaukee, WI, with 36 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 10% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 70% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300E02I9FR0A6YT35
- **Headquarters:** Milwaukee, WI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** WI
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 90/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 30/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.168%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $307
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 36
- **Dollar Volume:** $11 million
- **Applications Received:** 61
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $314,444
- **Average Borrower Income:** $172,167
- **Average Property Value:** $475,833

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 23/100 | 36 | -0.168% | $307 | Acceptable 🙂 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 20/100 | 17 | $7M | -0.117% | Mediocre 😐 |
| Refinance | 34/100 | 19 | $5M | -0.221% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 36 | 0.05% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Milwaukee | WI | 29 | 62/100 |

## Frequently Asked Questions

### What loan types does NORTHWESTERN MUTUAL CREDIT UNION offer?

NORTHWESTERN MUTUAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NORTHWESTERN MUTUAL CREDIT UNION offer mortgages?

NORTHWESTERN MUTUAL CREDIT UNION offers mortgages in 1 states: WI.

### How competitive are NORTHWESTERN MUTUAL CREDIT UNION's mortgage rates?

NORTHWESTERN MUTUAL CREDIT UNION has a pricing score of 90/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.168% below market average.

### What type of lender is NORTHWESTERN MUTUAL CREDIT UNION?

NORTHWESTERN MUTUAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Milwaukee, WI.

### What is NORTHWESTERN MUTUAL CREDIT UNION's loan approval success rate?

NORTHWESTERN MUTUAL CREDIT UNION has a pull-through score of 30/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/northwestern-mutual-credit-union

### How to Cite

> "NORTHWESTERN MUTUAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/northwestern-mutual-credit-union

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