# NuVision Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/nuvision-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


NuVision Federal Credit Union is a credit union, headquartered in Huntington Beach, CA, serving borrowers across 11 states, with 270 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 45% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 57% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300F6NSBOJBM9ED39
- **Headquarters:** Huntington Beach, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AK, AZ, CA, CO, HI, NV, OR, SC, UT, WA, WY
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 81.8%
- **Brokered/Wholesale:** 18.2%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 55/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 43/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.032%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,280
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 270
- **Dollar Volume:** $197 million
- **Applications Received:** 406
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $728,407
- **Average Borrower Income:** $263,741
- **Average Property Value:** $979,593

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (65%)
- ⭐ **Jumbo Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 49/100 | 160 | +0.005% | $2,247 | Sound ☺️ |
| FHA | 57/100 | 23 | -0.035% | $2,078 | Sound ☺️ |
| Jumbo | 76/100 | 81 | +0.207% | $2,299 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 124 loans, Score: 48/100 (Sound)
- Refinance: 36 loans, Score: 41/100 (Sound)

**FHA:**
- Purchase: 20 loans, Score: 55/100 (Sound)

**Jumbo:**
- Purchase: 72 loans, Score: 77/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 52/100 | 220 | $167M | +0.033% | Sound ☺️ |
| Refinance | 44/100 | 50 | $30M | +0.028% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 139 | 0.05% | 65/100 |
| AK | 71 | 0.95% | 68/100 |
| AZ | 15 | 0.02% | 45/100 |
| WA | 15 | 0.02% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Anchorage, AK | AK | 58 | 66/100 |
| Anaheim | CA | 50 | 66/100 |
| Los Angeles | CA | 44 | 60/100 |
| Riverside | CA | 26 | 53/100 |
| Non |  | 10 | 22/100 |

## Where This Lender Ranks

NuVision Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Anaheim Credit Unions
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/credit-unions)
- 🥉 **#3** in Anaheim for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Anaheim for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🏆 **#4** in Alaska Credit Unions
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Alaska for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Anchorage, AK Credit Unions
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Anchorage, AK for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#10** in Anchorage, AK for FHA Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in Alaska for FHA Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/fha-loans)
- 🏆 **#16** in Anchorage, AK
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders)
- 🏆 **#19** in Alaska
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders)
- 🏆 **#20** in Alaska for Conventional Loans
  - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/conventional-loans)
- 🏆 **#20** in Anchorage, AK for Conventional Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/conventional-loans)
- 🏆 **#20** in Anaheim for Jumbo Loans
  - [View Full Rankings](https://saferate.com/anaheim/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does NuVision Federal Credit Union offer?

NuVision Federal Credit Union offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does NuVision Federal Credit Union offer mortgages?

NuVision Federal Credit Union offers mortgages in 11 states: AK, AZ, CA, CO, HI, NV, OR, SC, UT, WA, WY.

### How competitive are NuVision Federal Credit Union's mortgage rates?

NuVision Federal Credit Union has a pricing score of 55/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.032% above market average.

### What type of lender is NuVision Federal Credit Union?

NuVision Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Huntington Beach, CA.

### What is NuVision Federal Credit Union's loan approval success rate?

NuVision Federal Credit Union has a pull-through score of 43/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/nuvision-federal-credit-union

### How to Cite

> "NuVision Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/nuvision-federal-credit-union

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