# OAKTREE FUNDING CORP.

> **Canonical URL:** https://saferate.com/lenders/oaktree-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


OAKTREE FUNDING CORP. is a independent mortgage company, headquartered in Chandler, AZ, serving borrowers across 32 states, with 461 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 96% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 70% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300KX4S1573HISS22
- **Headquarters:** Chandler, AZ
- **Geographic Reach:** Near-National
- **States Served:** 32
- **State List:** AL, AZ, CA, CO, FL, GA, HI, IA, ID, IL, IN, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NV, OH, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 12
- **Primary Channel:** wholesale
- **Direct Origination:** 7.8%
- **Brokered/Wholesale:** 92.2%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 4/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 30/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +1.214%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $6,152
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 461
- **Dollar Volume:** $322 million
- **Applications Received:** 1,197
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $697,928
- **Average Borrower Income:** $536,566
- **Average Property Value:** $997,195

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 335 | +1.292% | $6,443 | Sound ☺️ |
| Jumbo | 78/100 | 119 | +0.820% | $4,123 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 207 loans, Score: 41/100 (Sound)
- Refinance: 128 loans, Score: 54/100 (Sound)

**Jumbo:**
- Purchase: 65 loans, Score: 74/100 (Strong)
- Refinance: 54 loans, Score: 82/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 279 | $183M | +1.216% | Sound ☺️ |
| Refinance | 54/100 | 182 | $139M | +1.210% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 127 | 0.04% | 62/100 |
| FL | 79 | 0.03% | 57/100 |
| TX | 47 | 0.01% | 51/100 |
| AZ | 31 | 0.03% | 51/100 |
| IL | 18 | 0.01% | 44/100 |
| NJ | 15 | 0.02% | 44/100 |
| PA | 15 | 0.01% | 42/100 |
| WA | 15 | 0.02% | 44/100 |
| GA | 13 | 0.01% | 41/100 |
| HI | 13 | 0.14% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 38 | 56/100 |
| Non |  | 33 | 36/100 |
| Riverside | CA | 27 | 52/100 |
| Phoenix | AZ | 23 | 49/100 |
| Houston | TX | 17 | 45/100 |
| Chicago | IL | 16 | 45/100 |
| West Palm Beach | FL | 16 | 49/100 |
| Miami | FL | 14 | 46/100 |
| Atlanta | GA | 12 | 41/100 |
| Anaheim | CA | 11 | 43/100 |
| Dallas | TX | 11 | 40/100 |
| San Diego | CA | 10 | 41/100 |

## Frequently Asked Questions

### What loan types does OAKTREE FUNDING CORP. offer?

OAKTREE FUNDING CORP. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does OAKTREE FUNDING CORP. offer mortgages?

OAKTREE FUNDING CORP. offers mortgages in 32 states: AL, AZ, CA, CO, FL, GA, HI, IA, ID, IL, IN, MA, MD, ME, MI, MN, MT, NC, NJ, NM, NV, OH, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI.

### How competitive are OAKTREE FUNDING CORP.'s mortgage rates?

OAKTREE FUNDING CORP. has a pricing score of 4/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.214% above market average.

### What type of lender is OAKTREE FUNDING CORP.?

OAKTREE FUNDING CORP. is a non-depository lender that specializes in mortgage origination, headquartered in Chandler, AZ.

### What is OAKTREE FUNDING CORP.'s loan approval success rate?

OAKTREE FUNDING CORP. has a pull-through score of 30/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/oaktree-funding

### How to Cite

> "OAKTREE FUNDING CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/oaktree-funding

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