# ONE NEVADA CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/one-nevada-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ONE NEVADA CREDIT UNION is a credit union, headquartered in Las Vegas, NV, serving borrowers across 6 states, with 242 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 11% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 36% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300PMVNBERP6TB157
- **Headquarters:** Las Vegas, NV
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AZ, FL, HI, MN, NV, UT
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 64/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.261%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,762
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 242
- **Dollar Volume:** $90 million
- **Applications Received:** 337
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $372,066
- **Average Borrower Income:** $132,640
- **Average Property Value:** $495,124

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **VA Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (65%)
- ⭐ **Refinance Gold Superstar** (71%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 158 | -0.143% | $2,052 | Sound ☺️ |
| FHA | 62/100 | 63 | -0.321% | $1,415 | Strong 😀 |
| VA | 61/100 | 21 | -0.798% | $948 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 127 loans, Score: 43/100 (Sound)
- Refinance: 31 loans, Score: 45/100 (Sound)

**FHA:**
- Purchase: 58 loans, Score: 61/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 48/100 | 203 | $79M | -0.266% | Sound ☺️ |
| Refinance | 46/100 | 39 | $11M | -0.237% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NV | 235 | 0.58% | 84/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Las Vegas | NV | 217 | 85/100 |
| Reno, NV | NV | 14 | 50/100 |

## Where This Lender Ranks

ONE NEVADA CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Nevada
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders)
- 🥇 **#1** in Nevada Credit Unions
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Nevada for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/credit-unions/fha-loans)
- 🥇 **#1** in Las Vegas
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders)
- 🥇 **#1** in Las Vegas Credit Unions
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Las Vegas for FHA Loans
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Las Vegas for FHA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions/fha-loans)
- 🥇 **#1** in Las Vegas for VA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions/va-loans)
- 🥈 **#2** in Nevada for FHA Loans
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/fha-loans)
- 🥈 **#2** in Las Vegas for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Nevada for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Reno, NV for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/reno-nv/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#6** in Las Vegas for VA Loans
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/va-loans)
- 🏆 **#8** in Nevada for VA Loans
  - [View Full Rankings](https://saferate.com/nevada/best-mortgage-lenders/va-loans)
- 🏆 **#20** in Las Vegas for Conventional Loans
  - [View Full Rankings](https://saferate.com/las-vegas/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does ONE NEVADA CREDIT UNION offer?

ONE NEVADA CREDIT UNION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ONE NEVADA CREDIT UNION offer mortgages?

ONE NEVADA CREDIT UNION offers mortgages in 6 states: AZ, FL, HI, MN, NV, UT.

### How competitive are ONE NEVADA CREDIT UNION's mortgage rates?

ONE NEVADA CREDIT UNION has a pricing score of 89/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.261% below market average.

### What type of lender is ONE NEVADA CREDIT UNION?

ONE NEVADA CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Las Vegas, NV.

### What is ONE NEVADA CREDIT UNION's loan approval success rate?

ONE NEVADA CREDIT UNION has a pull-through score of 64/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/one-nevada-credit-union

### How to Cite

> "ONE NEVADA CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/one-nevada-credit-union

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