# OnPath Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/onpath-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


OnPath Federal Credit Union is a credit union, headquartered in Metairie, LA, serving borrowers across 4 states, with 135 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900ZKVJDEYHV22276
- **Headquarters:** Metairie, LA
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** FL, LA, MS, TN
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 135
- **Dollar Volume:** $32 million
- **Applications Received:** 184
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $238,185
- **Average Borrower Income:** $177,881

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 51/100 | 134 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 101 loans, Score: 45/100 (Sound)
- Refinance: 33 loans, Score: 50/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 102 | $26M | - | Sound ☺️ |
| Refinance | 48/100 | 33 | $6M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 127 | 0.37% | 73/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New Orleans | LA | 73 | 78/100 |
| Baton Rouge, LA | LA | 28 | 58/100 |
| Hammond, LA | LA | 13 | 57/100 |
| Slidell | LA | 10 | 49/100 |

## Where This Lender Ranks

OnPath Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Louisiana Credit Unions
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Louisiana for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Baton Rouge, LA for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Slidell for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#5** in New Orleans Credit Unions
  - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/credit-unions)
- 🏆 **#5** in New Orleans for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#5** in Baton Rouge, LA Credit Unions
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/credit-unions)
- 🏆 **#14** in Hammond, LA for Conventional Loans
  - [View Full Rankings](https://saferate.com/hammond-la/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does OnPath Federal Credit Union offer?

OnPath Federal Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does OnPath Federal Credit Union offer mortgages?

OnPath Federal Credit Union offers mortgages in 4 states: FL, LA, MS, TN.

### What type of lender is OnPath Federal Credit Union?

OnPath Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Metairie, LA.

### What is OnPath Federal Credit Union's loan approval success rate?

OnPath Federal Credit Union has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/onpath-federal-credit-union

### How to Cite

> "OnPath Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/onpath-federal-credit-union

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