# Onward Home Mortgage, LLC

> **Canonical URL:** https://saferate.com/lenders/onward-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Onward Home Mortgage, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 5 states, with 482 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 75% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493000CHQ0HEHGLJ573
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AL, FL, GA, SC, TN
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 25/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.302%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,621
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 482
- **Dollar Volume:** $204 million
- **Applications Received:** 699
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $423,797
- **Average Borrower Income:** $165,710
- **Average Property Value:** $537,469

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 53/100 | 412 | +0.286% | $3,624 | Sound ☺️ |
| FHA | 56/100 | 38 | +0.614% | $3,890 | Sound ☺️ |
| VA | 55/100 | 10 | -0.156% | $2,485 | Sound ☺️ |
| Jumbo | 65/100 | 18 | +0.193% | $3,459 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 395 loans, Score: 55/100 (Sound)

**FHA:**
- Purchase: 34 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 55/100 | 460 | $197M | +0.296% | Sound ☺️ |
| Refinance | 30/100 | 22 | $8M | +0.411% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 458 | 0.33% | 82/100 |
| AL | 10 | 0.02% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Atlanta | GA | 324 | 83/100 |
| Marietta, GA | GA | 107 | 76/100 |
| Non |  | 12 | 22/100 |
| Gainesville, GA | GA | 11 | 47/100 |

## Where This Lender Ranks

Onward Home Mortgage, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Atlanta for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/atlanta/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#17** in Georgia for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/georgia/best-mortgage-lenders/mortgage-companies/jumbo-loans)

## Frequently Asked Questions

### What loan types does Onward Home Mortgage, LLC offer?

Onward Home Mortgage, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Onward Home Mortgage, LLC offer mortgages?

Onward Home Mortgage, LLC offers mortgages in 5 states: AL, FL, GA, SC, TN.

### How competitive are Onward Home Mortgage, LLC's mortgage rates?

Onward Home Mortgage, LLC has a pricing score of 25/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.302% above market average.

### What type of lender is Onward Home Mortgage, LLC?

Onward Home Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is Onward Home Mortgage, LLC's loan approval success rate?

Onward Home Mortgage, LLC has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/onward-home-mortgage

### How to Cite

> "Onward Home Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/onward-home-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/onward-home-mortgage)**