# Origin Bank

> **Canonical URL:** https://saferate.com/lenders/origin-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Origin Bank is a bank, headquartered in Choudrant, LA, serving borrowers across 13 states, with 798 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 38% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** D8RBTOL3JO2Q6IEO0F34
- **Headquarters:** Choudrant, LA
- **Geographic Reach:** Multi-Region
- **States Served:** 13
- **State List:** AL, AR, CA, CO, FL, GA, LA, MO, MS, NM, OK, SC, TX
- **Markets (MSAs):** 9
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 62/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.329%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,067
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 798
- **Dollar Volume:** $230 million
- **Applications Received:** 1,147
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $288,296
- **Average Borrower Income:** $169,015
- **Average Property Value:** $370,038

## Safe Rate Awards 🏆

- 💎 **VA Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 74/100 | 513 | +0.346% | $1,085 | Strong 😀 |
| FHA | 73/100 | 169 | +0.451% | $1,154 | Strong 😀 |
| VA | 74/100 | 77 | -0.468% | $385 | Strong 😀 |
| Jumbo | 63/100 | 17 | +0.715% | $1,352 | Strong 😀 |
| USDA | 77/100 | 22 | +0.222% | $1,044 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 440 loans, Score: 74/100 (Strong)
- Refinance: 73 loans, Score: 60/100 (Sound)

**FHA:**
- Purchase: 163 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 75 loans, Score: 74/100 (Strong)

**USDA:**
- Purchase: 22 loans, Score: 77/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 75/100 | 710 | $197M | +0.328% | Strong 😀 |
| Refinance | 62/100 | 88 | $33M | +0.339% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 387 | 1.11% | 81/100 |
| TX | 261 | 0.07% | 69/100 |
| MS | 130 | 0.52% | 71/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Shreveport | LA | 176 | 100/100 |
| Non |  | 140 | 57/100 |
| Dallas | TX | 132 | 69/100 |
| Jackson, MS | MS | 106 | 76/100 |
| Monroe, LA | LA | 105 | 85/100 |
| Houston | TX | 40 | 54/100 |
| Fort Worth | TX | 30 | 54/100 |
| Longview, TX | TX | 23 | 58/100 |
| Tyler, TX | TX | 12 | 46/100 |

## Where This Lender Ranks

Origin Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Louisiana for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/banks/va-loans)
- 🥇 **#1** in Shreveport for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/banks/va-loans)
- 🥇 **#1** in Monroe, LA Banks
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/banks)
- 🥈 **#2** in Shreveport Banks
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/banks)
- 🥈 **#2** in Mississippi for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/banks/va-loans)
- 🥈 **#2** in Jackson, MS for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/banks/va-loans)
- 🥈 **#2** in Monroe, LA
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders)
- 🥈 **#2** in Monroe, LA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/banks/conventional-loans)
- 🥈 **#2** in Monroe, LA for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/banks/fha-loans)
- 🥈 **#2** in Monroe, LA for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/banks/usda-loans)
- 🥉 **#3** in Louisiana Banks
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/banks)
- 🥉 **#3** in Louisiana for VA Loans
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/va-loans)
- 🥉 **#3** in Louisiana for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/banks/usda-loans)
- 🥉 **#3** in Shreveport
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders)
- 🥉 **#3** in Shreveport for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/banks/fha-loans)
- 🥉 **#3** in Shreveport for VA Loans
  - [View Full Rankings](https://saferate.com/shreveport/best-mortgage-lenders/va-loans)
- 🥉 **#3** in Jackson, MS Banks
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/banks)
- 🥉 **#3** in Jackson, MS for VA Loans
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/va-loans)
- 🥉 **#3** in Monroe, LA for FHA Loans
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Monroe, LA for USDA Loans
  - [View Full Rankings](https://saferate.com/monroe-la/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does Origin Bank offer?

Origin Bank offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Origin Bank offer mortgages?

Origin Bank offers mortgages in 13 states: AL, AR, CA, CO, FL, GA, LA, MO, MS, NM, OK, SC, TX.

### How competitive are Origin Bank's mortgage rates?

Origin Bank has a pricing score of 62/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.329% above market average.

### What type of lender is Origin Bank?

Origin Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Choudrant, LA.

### What is Origin Bank's loan approval success rate?

Origin Bank has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/origin-bank

### How to Cite

> "Origin Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/origin-bank

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