# Paramount Residential Mortgage Group, Inc.

> **Canonical URL:** https://saferate.com/lenders/paramount-residential-mortgage-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Paramount Residential Mortgage Group, Inc. is a independent mortgage company, headquartered in Corona, CA, serving borrowers nationwide, with 17,073 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 73% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 28% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900ZFWS2106HWPH46
- **Headquarters:** Corona, CA
- **Geographic Reach:** National
- **States Served:** 49
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** mix
- **Direct Origination:** 35.1%
- **Brokered/Wholesale:** 64.9%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 72/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.479%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,279
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 17,073
- **Dollar Volume:** $7.0 billion
- **Applications Received:** 25,219
- **Market Share:** 48.00%

## Typical Borrower Profile

- **Average Loan Amount:** $407,943
- **Average Borrower Income:** $147,889
- **Average Property Value:** $488,143

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (62%)
- ⭐ **FHA Gold Superstar** (62%)
- ⭐ **VA Gold Superstar** (70%)
- ⭐ **USDA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (62%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 83/100 | 8,028 | +0.468% | $3,284 | Exceptional 🤩 |
| FHA | 90/100 | 7,026 | +0.627% | $3,492 | Exceptional 🤩 |
| VA | 85/100 | 1,476 | -0.207% | $2,527 | Exceptional 🤩 |
| Jumbo | 80/100 | 182 | +0.708% | $2,128 | Exceptional 🤩 |
| USDA | 93/100 | 361 | +0.441% | $2,045 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 7,010 loans, Score: 83/100 (Exceptional)
- Refinance: 1,018 loans, Score: 76/100 (Strong)

**FHA:**
- Purchase: 6,373 loans, Score: 90/100 (Exceptional)
- Refinance: 653 loans, Score: 86/100 (Exceptional)

**VA:**
- Purchase: 1,350 loans, Score: 85/100 (Exceptional)
- Refinance: 126 loans, Score: 82/100 (Exceptional)

**Jumbo:**
- Purchase: 145 loans, Score: 80/100 (Exceptional)
- Refinance: 37 loans, Score: 80/100 (Exceptional)

**USDA:**
- Purchase: 358 loans, Score: 93/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 86/100 | 15,236 | $6.2B | +0.502% | Exceptional 🤩 |
| Refinance | 79/100 | 1,837 | $741M | +0.307% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 3,535 | 1.21% | 86/100 |
| CA | 2,887 | 1.01% | 83/100 |
| TX | 2,180 | 0.62% | 83/100 |
| NJ | 1,100 | 1.28% | 86/100 |
| AZ | 830 | 0.83% | 78/100 |
| GA | 599 | 0.43% | 74/100 |
| CO | 484 | 0.58% | 72/100 |
| OH | 455 | 0.34% | 70/100 |
| WI | 324 | 0.49% | 71/100 |
| WA | 300 | 0.35% | 70/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 1,403 | 76/100 |
| Riverside | CA | 817 | 82/100 |
| Miami | FL | 762 | 86/100 |
| Phoenix | AZ | 694 | 78/100 |
| Fort Lauderdale | FL | 670 | 85/100 |
| Dallas | TX | 669 | 80/100 |
| Houston | TX | 582 | 77/100 |
| Los Angeles | CA | 556 | 79/100 |
| Orlando | FL | 360 | 76/100 |
| Newark, NJ | NJ | 338 | 83/100 |
| Atlanta | GA | 317 | 72/100 |
| Lakewood | NJ | 296 | 78/100 |
| New York | NY-NJ | 296 | 72/100 |
| West Palm Beach | FL | 282 | 78/100 |
| Sacramento | CA | 276 | 72/100 |

## Where This Lender Ranks

Paramount Residential Mortgage Group, Inc. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Cincinnati, OH for USDA Loans
  - [View Full Rankings](https://saferate.com/cincinnati-oh/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Cincinnati, OH for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cincinnati-oh/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Minneapolis for USDA Loans
  - [View Full Rankings](https://saferate.com/minneapolis/best-mortgage-lenders/usda-loans)
- 🥈 **#2** in Minneapolis for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/minneapolis/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥉 **#3** in New Haven, CT for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Springfield, MO for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in California for USDA Loans
  - [View Full Rankings](https://saferate.com/california/best-mortgage-lenders/usda-loans)
- 🏆 **#4** in California for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/california/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Houston for USDA Loans
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/usda-loans)
- 🏆 **#4** in Houston for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Wisconsin for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in New Haven, CT for VA Loans
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Florida for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/florida/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Miami for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/miami/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in Miami for VA Loans
  - [View Full Rankings](https://saferate.com/miami/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Miami for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/miami/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#5** in Minnesota for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/minnesota/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Louisville/Jefferson County, KY for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/louisvillejefferson-county-ky/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Appleton, WI for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/appleton-wi/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#5** in Springfield, MO for USDA Loans
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does Paramount Residential Mortgage Group, Inc. offer?

Paramount Residential Mortgage Group, Inc. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Paramount Residential Mortgage Group, Inc. offer mortgages?

Paramount Residential Mortgage Group, Inc. is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are Paramount Residential Mortgage Group, Inc.'s mortgage rates?

Paramount Residential Mortgage Group, Inc. has a pricing score of 27/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.479% above market average.

### What type of lender is Paramount Residential Mortgage Group, Inc.?

Paramount Residential Mortgage Group, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in Corona, CA.

### What is Paramount Residential Mortgage Group, Inc.'s loan approval success rate?

Paramount Residential Mortgage Group, Inc. has a pull-through score of 72/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/paramount-residential-mortgage-group

### How to Cite

> "Paramount Residential Mortgage Group, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/paramount-residential-mortgage-group

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