# PARK VIEW FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/park-view-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PARK VIEW FEDERAL CREDIT UNION is a credit union, headquartered in Harrisonburg, VA, with 98 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 72% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 54% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300LTO41UX0MSL179
- **Headquarters:** Harrisonburg, VA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** VA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 28/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.143%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,783
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 98
- **Dollar Volume:** $28 million
- **Applications Received:** 120
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $287,755
- **Average Borrower Income:** $105,633
- **Average Property Value:** $422,755

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 95 | +0.159% | $2,737 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 66 loans, Score: 50/100 (Sound)
- Refinance: 29 loans, Score: 57/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 49/100 | 67 | $18M | +0.174% | Sound ☺️ |
| Refinance | 58/100 | 31 | $10M | +0.077% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 98 | 0.09% | 71/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Harrisonburg, VA | VA | 77 | 88/100 |
| Staunton | VA | 14 | 55/100 |

## Where This Lender Ranks

PARK VIEW FEDERAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Staunton for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/staunton/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#10** in Harrisonburg, VA
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders)
- 🏆 **#11** in Harrisonburg, VA for Conventional Loans
  - [View Full Rankings](https://saferate.com/harrisonburg-va/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does PARK VIEW FEDERAL CREDIT UNION offer?

PARK VIEW FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PARK VIEW FEDERAL CREDIT UNION offer mortgages?

PARK VIEW FEDERAL CREDIT UNION offers mortgages in 1 states: VA.

### How competitive are PARK VIEW FEDERAL CREDIT UNION's mortgage rates?

PARK VIEW FEDERAL CREDIT UNION has a pricing score of 28/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.143% above market average.

### What type of lender is PARK VIEW FEDERAL CREDIT UNION?

PARK VIEW FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Harrisonburg, VA.

### What is PARK VIEW FEDERAL CREDIT UNION's loan approval success rate?

PARK VIEW FEDERAL CREDIT UNION has a pull-through score of 46/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/park-view-federal-credit-union

### How to Cite

> "PARK VIEW FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/park-view-federal-credit-union

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