# PARKSTONE MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/parkstone-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PARKSTONE MORTGAGE, LLC is a independent mortgage company, headquartered in HOUSTON, TX, with 1,062 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 5% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300JUPH9GRBKWSS23
- **Headquarters:** HOUSTON, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 95/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.581%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $989
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,062
- **Dollar Volume:** $483 million
- **Applications Received:** 1,611
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $454,812
- **Average Borrower Income:** $176,688
- **Average Property Value:** $544,331

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (65%)
- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **VA Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (71%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 60/100 | 708 | -0.576% | $972 | Strong 😀 |
| FHA | 66/100 | 156 | -0.196% | $804 | Strong 😀 |
| VA | 75/100 | 198 | -0.934% | $1,208 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 708 loans, Score: 63/100 (Strong)

**FHA:**
- Purchase: 156 loans, Score: 66/100 (Strong)

**VA:**
- Purchase: 198 loans, Score: 75/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 64/100 | 1,062 | $483M | -0.581% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 1,062 | 0.30% | 84/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 340 | 79/100 |
| San Antonio | TX | 316 | 80/100 |
| Austin | TX | 276 | 84/100 |
| Dallas | TX | 72 | 61/100 |
| Fort Worth | TX | 57 | 62/100 |

## Where This Lender Ranks

PARKSTONE MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Austin for FHA Loans
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/fha-loans)
- 🥉 **#3** in Austin for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Texas for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Houston for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Austin Mortgage Companies
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Austin for VA Loans
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/va-loans)
- 🏆 **#7** in Austin for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#8** in Texas Mortgage Companies
  - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/mortgage-companies)
- 🏆 **#8** in Houston for FHA Loans
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in San Antonio for FHA Loans
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/fha-loans)
- 🏆 **#8** in San Antonio for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#8** in Austin
  - [View Full Rankings](https://saferate.com/austin/best-mortgage-lenders)
- 🏆 **#9** in Houston Mortgage Companies
  - [View Full Rankings](https://saferate.com/houston/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in Texas for FHA Loans
  - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/fha-loans)
- 🏆 **#10** in San Antonio Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in San Antonio for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in San Antonio for VA Loans
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/va-loans)
- 🏆 **#14** in San Antonio
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders)
- 🏆 **#15** in Texas
  - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders)
- 🏆 **#15** in Texas for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/texas/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does PARKSTONE MORTGAGE, LLC offer?

PARKSTONE MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PARKSTONE MORTGAGE, LLC offer mortgages?

PARKSTONE MORTGAGE, LLC offers mortgages in 1 states: TX.

### How competitive are PARKSTONE MORTGAGE, LLC's mortgage rates?

PARKSTONE MORTGAGE, LLC has a pricing score of 95/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.581% below market average.

### What type of lender is PARKSTONE MORTGAGE, LLC?

PARKSTONE MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in HOUSTON, TX.

### What is PARKSTONE MORTGAGE, LLC's loan approval success rate?

PARKSTONE MORTGAGE, LLC has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/parkstone-mortgage

### How to Cite

> "PARKSTONE MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/parkstone-mortgage

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