# PARTNERS Federal Credit Union

> **Canonical URL:** https://saferate.com/lenders/partners-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PARTNERS Federal Credit Union is a credit union, headquartered in Burbank, CA, serving borrowers across 2 states, with 239 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 49% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300QD5CQZ9PPP5B09
- **Headquarters:** Burbank, CA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CA, FL
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.172%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,888
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 239
- **Dollar Volume:** $119 million
- **Applications Received:** 379
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $499,770
- **Average Borrower Income:** $194,862
- **Average Property Value:** $741,276

## Safe Rate Awards 🏆

- ⭐ **Jumbo Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 217 | -0.154% | $2,880 | Sound ☺️ |
| Jumbo | 64/100 | 22 | -0.350% | $2,966 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 172 loans, Score: 44/100 (Sound)
- Refinance: 45 loans, Score: 47/100 (Sound)

**Jumbo:**
- Purchase: 20 loans, Score: 66/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 43/100 | 192 | $102M | -0.157% | Sound ☺️ |
| Refinance | 44/100 | 47 | $17M | -0.231% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 140 | 0.05% | 66/100 |
| CA | 99 | 0.03% | 61/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Orlando | FL | 105 | 73/100 |
| Los Angeles | CA | 58 | 64/100 |
| Anaheim | CA | 18 | 52/100 |
| Lakeland | FL | 15 | 51/100 |

## Where This Lender Ranks

PARTNERS Federal Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Orlando for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🏆 **#4** in Orlando Credit Unions
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Orlando for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#17** in Orlando for Jumbo Loans
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does PARTNERS Federal Credit Union offer?

PARTNERS Federal Credit Union offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PARTNERS Federal Credit Union offer mortgages?

PARTNERS Federal Credit Union offers mortgages in 2 states: CA, FL.

### How competitive are PARTNERS Federal Credit Union's mortgage rates?

PARTNERS Federal Credit Union has a pricing score of 51/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.172% below market average.

### What type of lender is PARTNERS Federal Credit Union?

PARTNERS Federal Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Burbank, CA.

### What is PARTNERS Federal Credit Union's loan approval success rate?

PARTNERS Federal Credit Union has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/partners-federal-credit-union

### How to Cite

> "PARTNERS Federal Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/partners-federal-credit-union

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