# Peak Financial LLC

> **Canonical URL:** https://saferate.com/lenders/peak-financial


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Peak Financial LLC is a independent mortgage company, headquartered in Denver, CO, serving borrowers across 3 states, with 23 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 66% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900A6XS8JBOVU9C33
- **Headquarters:** Denver, CO
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** CO, KS, WY
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 23
- **Dollar Volume:** $9 million
- **Applications Received:** 36
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $412,391
- **Average Borrower Income:** $149,261
- **Average Property Value:** $554,130

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 10/100 | 14 | +0.382% | $4,224 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 25/100 | 15 | $6M | +0.396% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CO | 19 | 0.02% | 56/100 |

## Frequently Asked Questions

### What loan types does Peak Financial LLC offer?

Peak Financial LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Peak Financial LLC offer mortgages?

Peak Financial LLC offers mortgages in 3 states: CO, KS, WY.

### What type of lender is Peak Financial LLC?

Peak Financial LLC is a non-depository lender that specializes in mortgage origination, headquartered in Denver, CO.

### What is Peak Financial LLC's loan approval success rate?

Peak Financial LLC has a pull-through score of 34/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/peak-financial

### How to Cite

> "Peak Financial LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/peak-financial

---

**[View Interactive Profile →](https://saferate.com/lenders/peak-financial)**