# Petefish, Skiles & Co.

> **Canonical URL:** https://saferate.com/lenders/petefish-skiles


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Petefish, Skiles & Co. is a bank, headquartered in Virginia, IL, serving borrowers across 7 states, with 259 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 37% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 50% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300032FNX4IOT2T93
- **Headquarters:** Virginia, IL
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** AZ, FL, IL, IN, MO, OH, WI
- **Markets (MSAs):** 4
- **Primary Channel:** mix
- **Direct Origination:** 40.1%
- **Brokered/Wholesale:** 59.9%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 63/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 50/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.266%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,051
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 259
- **Dollar Volume:** $37 million
- **Applications Received:** 362
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $142,838
- **Average Borrower Income:** $96,614
- **Average Property Value:** $201,718

## Safe Rate Awards 🏆

- ⭐ **USDA Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 53/100 | 226 | +0.252% | $1,066 | Sound ☺️ |
| USDA | 79/100 | 33 | +0.396% | $916 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 161 loans, Score: 48/100 (Sound)
- Refinance: 65 loans, Score: 62/100 (Strong)

**USDA:**
- Purchase: 33 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 50/100 | 194 | $26M | +0.257% | Sound ☺️ |
| Refinance | 60/100 | 65 | $11M | +0.294% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 252 | 0.20% | 77/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 190 | 68/100 |
| Springfield, IL | IL | 28 | 60/100 |
| Champaign | IL | 17 | 54/100 |
| St. Louis, MO | MO-IL | 10 | 42/100 |

## Where This Lender Ranks

Petefish, Skiles & Co. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Illinois for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/illinois/best-mortgage-lenders/banks/usda-loans)
- 🏆 **#11** in Springfield, IL Banks
  - [View Full Rankings](https://saferate.com/springfield-il/best-mortgage-lenders/banks)
- 🏆 **#11** in Springfield, IL for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/springfield-il/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#13** in Champaign for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/champaign/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#15** in Illinois for USDA Loans
  - [View Full Rankings](https://saferate.com/illinois/best-mortgage-lenders/usda-loans)
- 🏆 **#16** in Springfield, IL
  - [View Full Rankings](https://saferate.com/springfield-il/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does Petefish, Skiles & Co. offer?

Petefish, Skiles & Co. offers the following mortgage loan types: Conventional, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Petefish, Skiles & Co. offer mortgages?

Petefish, Skiles & Co. offers mortgages in 7 states: AZ, FL, IL, IN, MO, OH, WI.

### How competitive are Petefish, Skiles & Co.'s mortgage rates?

Petefish, Skiles & Co. has a pricing score of 63/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.266% above market average.

### What type of lender is Petefish, Skiles & Co.?

Petefish, Skiles & Co. is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Virginia, IL.

### What is Petefish, Skiles & Co.'s loan approval success rate?

Petefish, Skiles & Co. has a pull-through score of 50/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/petefish-skiles

### How to Cite

> "Petefish, Skiles & Co. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/petefish-skiles

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