# Philadelphia Mortgage Advisors, Inc.

> **Canonical URL:** https://saferate.com/lenders/philadelphia-mortgage-advisors


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Philadelphia Mortgage Advisors, Inc. is a independent mortgage company, headquartered in Plymouth Meeting, PA, serving borrowers across 5 states, with 366 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 53% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 35% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900VXX8ZL7L9EX282
- **Headquarters:** Plymouth Meeting, PA
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** DE, FL, MD, NJ, PA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 65/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.023%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,099
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 366
- **Dollar Volume:** $127 million
- **Applications Received:** 412
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $346,066
- **Average Borrower Income:** $147,997
- **Average Property Value:** $447,240

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 54/100 | 315 | +0.020% | $3,202 | Sound ☺️ |
| FHA | 57/100 | 30 | +0.382% | $1,949 | Sound ☺️ |
| VA | 37/100 | 10 | -0.473% | $3,337 | Acceptable 🙂 |
| Jumbo | 61/100 | 11 | -0.098% | $1,818 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 305 loans, Score: 56/100 (Sound)

**FHA:**
- Purchase: 30 loans, Score: 57/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 56/100 | 354 | $121M | +0.024% | Sound ☺️ |
| Refinance | 21/100 | 12 | $5M | -0.009% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 344 | 0.28% | 81/100 |
| NJ | 15 | 0.02% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Philadelphia, PA | PA | 177 | 85/100 |
| Montgomery County | PA | 143 | 82/100 |

## Where This Lender Ranks

Philadelphia Mortgage Advisors, Inc. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Philadelphia, PA Mortgage Companies
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/mortgage-companies)
- 🏆 **#7** in Pennsylvania for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#7** in Montgomery County for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#8** in Montgomery County Mortgage Companies
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in Pennsylvania Mortgage Companies
  - [View Full Rankings](https://saferate.com/pennsylvania/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in Philadelphia, PA
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders)
- 🏆 **#16** in Philadelphia, PA for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#17** in Montgomery County for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#18** in Philadelphia, PA for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#18** in Montgomery County for Jumbo Loans
  - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/jumbo-loans)
- 🏆 **#19** in Philadelphia, PA for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/philadelphia-pa/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does Philadelphia Mortgage Advisors, Inc. offer?

Philadelphia Mortgage Advisors, Inc. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Philadelphia Mortgage Advisors, Inc. offer mortgages?

Philadelphia Mortgage Advisors, Inc. offers mortgages in 5 states: DE, FL, MD, NJ, PA.

### How competitive are Philadelphia Mortgage Advisors, Inc.'s mortgage rates?

Philadelphia Mortgage Advisors, Inc. has a pricing score of 47/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.023% above market average.

### What type of lender is Philadelphia Mortgage Advisors, Inc.?

Philadelphia Mortgage Advisors, Inc. is a non-depository lender that specializes in mortgage origination, headquartered in Plymouth Meeting, PA.

### What is Philadelphia Mortgage Advisors, Inc.'s loan approval success rate?

Philadelphia Mortgage Advisors, Inc. has a pull-through score of 65/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/philadelphia-mortgage-advisors

### How to Cite

> "Philadelphia Mortgage Advisors, Inc. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/philadelphia-mortgage-advisors

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