# PIKE CREEK MORTGAGE SERVICES, INC. > **Canonical URL:** https://saferate.com/lenders/pike-creek-mortgage-services > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible PIKE CREEK MORTGAGE SERVICES, INC. is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 10 states, with 1,155 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 70% of lenders for competitive rates - **Approval Rate:** Ranks in the top 13% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300XED7IBK9VVQH70 - **Headquarters:** WILMINGTON, DE - **Geographic Reach:** Multi-Region - **States Served:** 10 - **State List:** AL, DE, FL, MD, NJ, PA, SC, TN, TX, VA - **Markets (MSAs):** 6 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Acceptable πŸ™‚ - Score: 30/100 - Rating: ●●○○○ (2/5) ### Pull Through: Exceptional 🀩 - Score: 87/100 - Rating: ●●●●● (5/5) ### Pricing Details - **Average Rate Spread:** +0.310% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $3,698 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 1,155 - **Dollar Volume:** $380 million - **Applications Received:** 1,394 - **Market Share:** 3.00% ## Typical Borrower Profile - **Average Loan Amount:** $328,654 - **Average Borrower Income:** $130,961 - **Average Property Value:** $409,485 ## Safe Rate Awards πŸ† - ⭐ **Conventional Gold Superstar** (63%) - ⭐ **FHA Gold Superstar** (70%) - ⭐ **Purchase Gold Superstar** (63%) - ⭐ **Refinance Gold Superstar** (63%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 76/100 | 791 | +0.307% | $3,677 | Strong πŸ˜€ | | FHA | 78/100 | 300 | +0.377% | $3,687 | Strong πŸ˜€ | | VA | 70/100 | 47 | -0.299% | $4,787 | Strong πŸ˜€ | | Jumbo | 42/100 | 13 | +0.285% | $2,508 | Sound ☺️ | ### Product Performance by Purpose **Conventional:** - Purchase: 738 loans, Score: 77/100 (Strong) - Refinance: 53 loans, Score: 60/100 (Strong) **FHA:** - Purchase: 287 loans, Score: 78/100 (Strong) **VA:** - Purchase: 45 loans, Score: 70/100 (Strong) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 79/100 | 1,086 | $361M | +0.308% | Strong πŸ˜€ | | Refinance | 61/100 | 69 | $19M | +0.342% | Strong πŸ˜€ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | DE | 927 | 6.49% | 100/100 | | PA | 121 | 0.10% | 64/100 | | MD | 61 | 0.09% | 58/100 | | NJ | 15 | 0.02% | 41/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Wilmington, DE | | 713 | 100/100 | | Dover, DE | DE | 163 | 100/100 | | Non | | 123 | 53/100 | | Montgomery County | PA | 76 | 69/100 | | Philadelphia, PA | PA | 33 | 56/100 | | Camden, NJ | NJ | 13 | 43/100 | ## Where This Lender Ranks PIKE CREEK MORTGAGE SERVICES, INC. appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#4** in Wilmington, DE for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#4** in Wilmington, DE for FHA Loans - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/fha-loans) - πŸ† **#4** in Wilmington, DE for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#4** in Dover, DE for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Delaware Mortgage Companies - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/mortgage-companies) - πŸ† **#5** in Delaware for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#5** in Wilmington, DE Mortgage Companies - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies) - πŸ† **#5** in Dover, DE Mortgage Companies - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/mortgage-companies) - πŸ† **#6** in Delaware for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#6** in Dover, DE for FHA Loans - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/fha-loans) - πŸ† **#6** in Dover, DE for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#7** in Delaware for FHA Loans - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/fha-loans) - πŸ† **#7** in Delaware for Jumbo Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/mortgage-companies/jumbo-loans) - πŸ† **#7** in Dover, DE - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders) - πŸ† **#8** in Dover, DE for Conventional Loans - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/conventional-loans) - πŸ† **#12** in Wilmington, DE - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders) - πŸ† **#13** in Delaware - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders) - πŸ† **#13** in Wilmington, DE for Conventional Loans - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/conventional-loans) - πŸ† **#14** in Montgomery County for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/montgomery-county/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#16** in Delaware for Conventional Loans - [View Full Rankings](https://saferate.com/delaware/best-mortgage-lenders/conventional-loans) ## Frequently Asked Questions ### What loan types does PIKE CREEK MORTGAGE SERVICES, INC. offer? PIKE CREEK MORTGAGE SERVICES, INC. offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does PIKE CREEK MORTGAGE SERVICES, INC. offer mortgages? PIKE CREEK MORTGAGE SERVICES, INC. offers mortgages in 10 states: AL, DE, FL, MD, NJ, PA, SC, TN, TX, VA. ### How competitive are PIKE CREEK MORTGAGE SERVICES, INC.'s mortgage rates? PIKE CREEK MORTGAGE SERVICES, INC. has a pricing score of 30/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.310% above market average. ### What type of lender is PIKE CREEK MORTGAGE SERVICES, INC.? PIKE CREEK MORTGAGE SERVICES, INC. is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE. ### What is PIKE CREEK MORTGAGE SERVICES, INC.'s loan approval success rate? PIKE CREEK MORTGAGE SERVICES, INC. has a pull-through score of 87/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/pike-creek-mortgage-services ### How to Cite > "PIKE CREEK MORTGAGE SERVICES, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/pike-creek-mortgage-services --- **[View Interactive Profile β†’](https://saferate.com/lenders/pike-creek-mortgage-services)**