# PILGRIM MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/pilgrim-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PILGRIM MORTGAGE LLC is a independent mortgage company, headquartered in SAN ANTONIO, TX, serving borrowers across 5 states, with 878 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 78% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 20% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300Y817BTHHMVNH95
- **Headquarters:** SAN ANTONIO, TX
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AL, AR, CO, TN, TX
- **Markets (MSAs):** 8
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 80/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.361%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,896
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 878
- **Dollar Volume:** $283 million
- **Applications Received:** 1,180
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $322,711
- **Average Borrower Income:** $148,647
- **Average Property Value:** $395,228

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 70/100 | 475 | +0.337% | $4,008 | Strong 😀 |
| FHA | 75/100 | 249 | +0.696% | $3,816 | Strong 😀 |
| VA | 73/100 | 141 | -0.310% | $3,500 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 415 loans, Score: 70/100 (Strong)
- Refinance: 60 loans, Score: 52/100 (Sound)

**FHA:**
- Purchase: 245 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 137 loans, Score: 73/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 807 | $256M | +0.374% | Strong 😀 |
| Refinance | 54/100 | 71 | $27M | +0.270% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 796 | 0.23% | 81/100 |
| AR | 76 | 0.24% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| San Antonio | TX | 446 | 85/100 |
| College Station | TX | 132 | 98/100 |
| Non |  | 74 | 47/100 |
| Little Rock | AR | 62 | 70/100 |
| Austin | TX | 58 | 63/100 |
| Dallas | TX | 34 | 52/100 |
| Houston | TX | 33 | 51/100 |
| Fort Worth | TX | 12 | 41/100 |

## Where This Lender Ranks

PILGRIM MORTGAGE LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in College Station Mortgage Companies
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/mortgage-companies)
- 🏆 **#5** in College Station for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in College Station for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#6** in College Station for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#8** in College Station
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders)
- 🏆 **#8** in College Station for FHA Loans
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/fha-loans)
- 🏆 **#9** in College Station for VA Loans
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/va-loans)
- 🏆 **#13** in College Station for Conventional Loans
  - [View Full Rankings](https://saferate.com/college-station/best-mortgage-lenders/conventional-loans)
- 🏆 **#18** in San Antonio Mortgage Companies
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in San Antonio for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#20** in San Antonio for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/san-antonio/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Little Rock for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#20** in Little Rock for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/little-rock/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does PILGRIM MORTGAGE LLC offer?

PILGRIM MORTGAGE LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PILGRIM MORTGAGE LLC offer mortgages?

PILGRIM MORTGAGE LLC offers mortgages in 5 states: AL, AR, CO, TN, TX.

### How competitive are PILGRIM MORTGAGE LLC's mortgage rates?

PILGRIM MORTGAGE LLC has a pricing score of 22/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.361% above market average.

### What type of lender is PILGRIM MORTGAGE LLC?

PILGRIM MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in SAN ANTONIO, TX.

### What is PILGRIM MORTGAGE LLC's loan approval success rate?

PILGRIM MORTGAGE LLC has a pull-through score of 80/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/pilgrim-mortgage

### How to Cite

> "PILGRIM MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/pilgrim-mortgage

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