# Pioneer Bank

> **Canonical URL:** https://saferate.com/lenders/pioneer-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Pioneer Bank is a bank, headquartered in Roswell, NM, with 17 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 61% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300QOIO7RN6JTEI45
- **Headquarters:** Roswell, NM
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** NM
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 39/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 17
- **Dollar Volume:** $3 million
- **Applications Received:** 24
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $170,294
- **Average Borrower Income:** $194,353
- **Average Property Value:** $331,471

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 15/100 | 16 | +1.493% | $1,536 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 27/100 | 11 | $1M | +1.638% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NM | 17 | 0.08% | 57/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 14 | 39/100 |

## Frequently Asked Questions

### What loan types does Pioneer Bank offer?

Pioneer Bank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Pioneer Bank offer mortgages?

Pioneer Bank offers mortgages in 1 states: NM.

### What type of lender is Pioneer Bank?

Pioneer Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Roswell, NM.

### What is Pioneer Bank's loan approval success rate?

Pioneer Bank has a pull-through score of 39/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/pioneer-bank

### How to Cite

> "Pioneer Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/pioneer-bank

---

**[View Interactive Profile →](https://saferate.com/lenders/pioneer-bank)**