# Planters Bank & Trust Company

> **Canonical URL:** https://saferate.com/lenders/planters-bank-trust


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Planters Bank & Trust Company is a bank, headquartered in Indianola, MS, serving borrowers across 4 states, with 144 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300PGV74J5SPHTG47
- **Headquarters:** Indianola, MS
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AL, LA, MS, OK
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 144
- **Dollar Volume:** $15 million
- **Applications Received:** 219
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $107,569
- **Average Borrower Income:** $104,931
- **Average Property Value:** $185,625

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 143 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 37 loans, Score: 27/100 (Acceptable)
- Refinance: 106 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 26/100 | 37 | $7M | - | Acceptable 🙂 |
| Refinance | 63/100 | 107 | $9M | - | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MS | 137 | 0.55% | 76/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 129 | 65/100 |

## Frequently Asked Questions

### What loan types does Planters Bank & Trust Company offer?

Planters Bank & Trust Company offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Planters Bank & Trust Company offer mortgages?

Planters Bank & Trust Company offers mortgages in 4 states: AL, LA, MS, OK.

### What type of lender is Planters Bank & Trust Company?

Planters Bank & Trust Company is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Indianola, MS.

### What is Planters Bank & Trust Company's loan approval success rate?

Planters Bank & Trust Company has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/planters-bank-trust

### How to Cite

> "Planters Bank & Trust Company Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/planters-bank-trust

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