# Premia Mortgage, LLC DBA Premia Relocation Mortgage

> **Canonical URL:** https://saferate.com/lenders/premia-mortgage-llc-dba-premia-relocation-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Premia Mortgage, LLC DBA Premia Relocation Mortgage is a independent mortgage company, headquartered in Wilmington, DE, serving borrowers nationwide, with 1,871 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 11% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300ISCZS1R0CJMO47
- **Headquarters:** Wilmington, DE
- **Geographic Reach:** National
- **States Served:** 49
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
- **Markets (MSAs):** 46
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 89/100
- Rating: ●●●●● (5/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.100%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $849
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,871
- **Dollar Volume:** $840 million
- **Applications Received:** 2,289
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $449,009
- **Average Borrower Income:** $187,572
- **Average Property Value:** $603,846

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (71%)
- ⭐ **FHA Gold Superstar** (71%)
- ⭐ **VA Gold Superstar** (78%)
- ⭐ **Purchase Gold Superstar** (71%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 67/100 | 1,474 | -0.048% | $851 | Strong 😀 |
| FHA | 63/100 | 133 | +0.234% | $736 | Strong 😀 |
| VA | 73/100 | 224 | -0.718% | $917 | Strong 😀 |
| Jumbo | 50/100 | 40 | -0.028% | $811 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,461 loans, Score: 69/100 (Strong)

**FHA:**
- Purchase: 133 loans, Score: 64/100 (Strong)

**VA:**
- Purchase: 224 loans, Score: 74/100 (Strong)

**Jumbo:**
- Purchase: 40 loans, Score: 50/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 67/100 | 1,858 | $833M | -0.099% | Strong 😀 |
| Refinance | 22/100 | 13 | $7M | -0.178% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 324 | 0.09% | 69/100 |
| NC | 122 | 0.08% | 60/100 |
| FL | 114 | 0.04% | 56/100 |
| GA | 102 | 0.07% | 60/100 |
| TN | 84 | 0.09% | 59/100 |
| MI | 75 | 0.07% | 56/100 |
| MO | 75 | 0.10% | 57/100 |
| VA | 58 | 0.05% | 55/100 |
| SC | 56 | 0.07% | 56/100 |
| IL | 48 | 0.04% | 52/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 166 | 56/100 |
| Houston | TX | 123 | 65/100 |
| St. Louis, MO | MO-IL | 66 | 61/100 |
| Charlotte | NC-SC | 60 | 60/100 |
| Dallas | TX | 45 | 53/100 |
| Atlanta | GA | 35 | 51/100 |
| Nashville | TN | 34 | 53/100 |
| Warren | MI | 34 | 52/100 |
| Fort Worth | TX | 32 | 52/100 |
| Orlando | FL | 31 | 51/100 |
| Raleigh | NC | 29 | 52/100 |
| Marietta, GA | GA | 26 | 51/100 |
| Phoenix | AZ | 26 | 47/100 |
| Midland, TX | TX | 25 | 57/100 |
| Minneapolis | MN-WI | 25 | 48/100 |

## Where This Lender Ranks

Premia Mortgage, LLC DBA Premia Relocation Mortgage appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Idaho Falls, ID for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#6** in Idaho Falls, ID for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#7** in Anchorage, AK for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Midland, TX for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/midland-tx/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#8** in Idaho Falls, ID for VA Loans
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/va-loans)
- 🏆 **#9** in Midland, TX Mortgage Companies
  - [View Full Rankings](https://saferate.com/midland-tx/best-mortgage-lenders/mortgage-companies)
- 🏆 **#11** in Midland, TX
  - [View Full Rankings](https://saferate.com/midland-tx/best-mortgage-lenders)
- 🏆 **#11** in Midland, TX for Conventional Loans
  - [View Full Rankings](https://saferate.com/midland-tx/best-mortgage-lenders/conventional-loans)
- 🏆 **#11** in Idaho Falls, ID for Conventional Loans
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/conventional-loans)
- 🏆 **#13** in Anchorage, AK for Conventional Loans
  - [View Full Rankings](https://saferate.com/anchorage-ak/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Premia Mortgage, LLC DBA Premia Relocation Mortgage offer?

Premia Mortgage, LLC DBA Premia Relocation Mortgage offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Premia Mortgage, LLC DBA Premia Relocation Mortgage offer mortgages?

Premia Mortgage, LLC DBA Premia Relocation Mortgage is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are Premia Mortgage, LLC DBA Premia Relocation Mortgage's mortgage rates?

Premia Mortgage, LLC DBA Premia Relocation Mortgage has a pricing score of 89/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.100% below market average.

### What type of lender is Premia Mortgage, LLC DBA Premia Relocation Mortgage?

Premia Mortgage, LLC DBA Premia Relocation Mortgage is a non-depository lender that specializes in mortgage origination, headquartered in Wilmington, DE.

### What is Premia Mortgage, LLC DBA Premia Relocation Mortgage's loan approval success rate?

Premia Mortgage, LLC DBA Premia Relocation Mortgage has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/premia-mortgage-llc-dba-premia-relocation-mortgage

### How to Cite

> "Premia Mortgage, LLC DBA Premia Relocation Mortgage Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/premia-mortgage-llc-dba-premia-relocation-mortgage

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