# Primis Mortgage Company

> **Canonical URL:** https://saferate.com/lenders/primis-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Primis Mortgage Company is a independent mortgage company, headquartered in Wilmington, NC, serving borrowers across 38 states, with 2,040 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 68% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 34% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930059GZZ7G4G40O53
- **Headquarters:** Wilmington, NC
- **Geographic Reach:** Near-National
- **States Served:** 38
- **State List:** AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, VA, WA, WV, WY
- **Markets (MSAs):** 26
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.335%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,113
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,040
- **Dollar Volume:** $721 million
- **Applications Received:** 2,840
- **Market Share:** 6.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,652
- **Average Borrower Income:** $139,819
- **Average Property Value:** $431,029

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)
- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 65/100 | 1,102 | +0.349% | $3,164 | Strong 😀 |
| FHA | 78/100 | 624 | +0.507% | $3,293 | Strong 😀 |
| VA | 76/100 | 245 | -0.217% | $2,320 | Strong 😀 |
| Jumbo | 69/100 | 33 | +0.302% | $3,692 | Strong 😀 |
| USDA | 78/100 | 36 | +0.447% | $2,493 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 984 loans, Score: 66/100 (Strong)
- Refinance: 118 loans, Score: 57/100 (Sound)

**FHA:**
- Purchase: 592 loans, Score: 78/100 (Strong)
- Refinance: 32 loans, Score: 71/100 (Strong)

**VA:**
- Purchase: 236 loans, Score: 76/100 (Strong)

**Jumbo:**
- Purchase: 26 loans, Score: 69/100 (Strong)

**USDA:**
- Purchase: 36 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 70/100 | 1,874 | $656M | +0.335% | Strong 😀 |
| Refinance | 61/100 | 166 | $65M | +0.329% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NC | 679 | 0.46% | 78/100 |
| TN | 649 | 0.71% | 84/100 |
| TX | 270 | 0.08% | 66/100 |
| FL | 90 | 0.03% | 53/100 |
| SC | 89 | 0.11% | 62/100 |
| VA | 78 | 0.07% | 59/100 |
| WA | 40 | 0.05% | 52/100 |
| AL | 31 | 0.05% | 50/100 |
| GA | 23 | 0.02% | 43/100 |
| MD | 19 | 0.03% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Nashville | TN | 405 | 85/100 |
| Non |  | 357 | 68/100 |
| Charlotte | NC-SC | 336 | 82/100 |
| San Antonio | TX | 103 | 64/100 |
| Wilmington, NC | NC | 103 | 78/100 |
| Austin | TX | 68 | 63/100 |
| Raleigh | NC | 52 | 60/100 |
| Hickory | NC | 41 | 62/100 |
| Charleston | SC | 34 | 57/100 |
| Virginia Beach | VA-NC | 33 | 53/100 |
| Jacksonville, NC | NC | 32 | 60/100 |
| Killeen | TX | 26 | 54/100 |
| Fayetteville, NC | NC | 25 | 54/100 |
| Tacoma | WA | 20 | 50/100 |
| Arlington | VA-WV | 19 | 45/100 |

## Where This Lender Ranks

Primis Mortgage Company appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Wilmington, NC for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wilmington-nc/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#9** in Hickory for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Hickory for FHA Loans
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in Hickory for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Nashville for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nashville/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#12** in Charlotte for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#12** in Hickory for VA Loans
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/va-loans)
- 🏆 **#12** in Jacksonville, NC for FHA Loans
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in Jacksonville, NC for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#13** in Tennessee for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#14** in Killeen for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/killeen/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#15** in Tennessee for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#15** in Tennessee for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tennessee/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#16** in Hickory Mortgage Companies
  - [View Full Rankings](https://saferate.com/hickory/best-mortgage-lenders/mortgage-companies)
- 🏆 **#17** in Charlotte for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#17** in Wilmington, NC for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wilmington-nc/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#18** in Nashville for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nashville/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in Charlotte Mortgage Companies
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/mortgage-companies)
- 🏆 **#18** in Charlotte for FHA Loans
  - [View Full Rankings](https://saferate.com/charlotte/best-mortgage-lenders/fha-loans)
- 🏆 **#18** in Wilmington, NC for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wilmington-nc/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does Primis Mortgage Company offer?

Primis Mortgage Company offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Primis Mortgage Company offer mortgages?

Primis Mortgage Company offers mortgages in 38 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, IN, KS, KY, LA, MA, MD, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, VA, WA, WV, WY.

### How competitive are Primis Mortgage Company's mortgage rates?

Primis Mortgage Company has a pricing score of 32/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.335% above market average.

### What type of lender is Primis Mortgage Company?

Primis Mortgage Company is a non-depository lender that specializes in mortgage origination, headquartered in Wilmington, NC.

### What is Primis Mortgage Company's loan approval success rate?

Primis Mortgage Company has a pull-through score of 66/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/primis-mortgage

### How to Cite

> "Primis Mortgage Company Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/primis-mortgage

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