# PRINCETON MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/princeton-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PRINCETON MORTGAGE CORPORATION is a independent mortgage company, headquartered in Ewing, NJ, serving borrowers across 25 states, with 783 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 73% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 47% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300QVGK8WC4HQ3C28
- **Headquarters:** Ewing, NJ
- **Geographic Reach:** Near-National
- **States Served:** 25
- **State List:** AL, AR, AZ, CA, CO, DE, FL, GA, IL, KS, LA, MA, MD, MI, MS, NC, NJ, NM, OH, PA, SC, TN, TX, VA, WV
- **Markets (MSAs):** 23
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 27/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 53/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.416%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,100
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 783
- **Dollar Volume:** $259 million
- **Applications Received:** 1,217
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $330,619
- **Average Borrower Income:** $136,688
- **Average Property Value:** $416,162

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 55/100 | 516 | +0.396% | $3,226 | Sound ☺️ |
| FHA | 68/100 | 189 | +0.675% | $2,981 | Strong 😀 |
| VA | 65/100 | 62 | -0.173% | $2,663 | Strong 😀 |
| USDA | 47/100 | 11 | +0.291% | $1,708 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 473 loans, Score: 57/100 (Sound)
- Refinance: 43 loans, Score: 41/100 (Sound)

**FHA:**
- Purchase: 161 loans, Score: 68/100 (Strong)
- Refinance: 28 loans, Score: 47/100 (Sound)

**VA:**
- Purchase: 50 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 699 | $228M | +0.435% | Strong 😀 |
| Refinance | 50/100 | 84 | $31M | +0.244% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| PA | 235 | 0.19% | 73/100 |
| SC | 119 | 0.15% | 69/100 |
| AL | 93 | 0.16% | 67/100 |
| NJ | 80 | 0.09% | 63/100 |
| GA | 77 | 0.06% | 59/100 |
| MS | 31 | 0.12% | 53/100 |
| VA | 29 | 0.03% | 49/100 |
| TX | 23 | 0.01% | 41/100 |
| FL | 20 | 0.01% | 40/100 |
| TN | 20 | 0.02% | 45/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Philadelphia, PA | PA | 109 | 75/100 |
| Montgomery County | PA | 79 | 70/100 |
| Charleston | SC | 57 | 67/100 |
| Non |  | 47 | 40/100 |
| Atlanta | GA | 44 | 56/100 |
| Birmingham, AL | AL | 42 | 63/100 |
| Greenville | SC | 31 | 58/100 |
| Marietta, GA | GA | 26 | 53/100 |
| Mobile, AL | AL | 24 | 58/100 |
| Camden, NJ | NJ | 21 | 50/100 |
| Trenton | NJ | 20 | 56/100 |
| Newark, NJ | NJ | 15 | 46/100 |
| Knoxville, TN | TN | 14 | 45/100 |
| Pittsburgh, PA | PA | 14 | 45/100 |
| Arlington | VA-WV | 13 | 42/100 |

## Where This Lender Ranks

PRINCETON MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#20** in Mobile, AL for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/mobile-al/best-mortgage-lenders/mortgage-companies/va-loans)

## Frequently Asked Questions

### What loan types does PRINCETON MORTGAGE CORPORATION offer?

PRINCETON MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PRINCETON MORTGAGE CORPORATION offer mortgages?

PRINCETON MORTGAGE CORPORATION offers mortgages in 25 states: AL, AR, AZ, CA, CO, DE, FL, GA, IL, KS, LA, MA, MD, MI, MS, NC, NJ, NM, OH, PA, SC, TN, TX, VA, WV.

### How competitive are PRINCETON MORTGAGE CORPORATION's mortgage rates?

PRINCETON MORTGAGE CORPORATION has a pricing score of 27/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.416% above market average.

### What type of lender is PRINCETON MORTGAGE CORPORATION?

PRINCETON MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Ewing, NJ.

### What is PRINCETON MORTGAGE CORPORATION's loan approval success rate?

PRINCETON MORTGAGE CORPORATION has a pull-through score of 53/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/princeton-mortgage

### How to Cite

> "PRINCETON MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/princeton-mortgage

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