# Priority Bank

> **Canonical URL:** https://saferate.com/lenders/priority-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Priority Bank is a bank, headquartered in Fayetteville, AR, serving borrowers across 6 states, with 268 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 24% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 23% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300D3IKJ7KU3SH574
- **Headquarters:** Fayetteville, AR
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AR, GA, MO, OK, TN, TX
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.013%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,114
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 268
- **Dollar Volume:** $72 million
- **Applications Received:** 308
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $268,433
- **Average Borrower Income:** $108,295
- **Average Property Value:** $317,351

## Safe Rate Awards 🏆

- 💎 **FHA Diamond Champion** (84%)
- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 46/100 | 123 | +0.042% | $2,264 | Sound ☺️ |
| FHA | 71/100 | 110 | +0.036% | $2,034 | Strong 😀 |
| VA | 61/100 | 15 | -0.630% | $1,451 | Strong 😀 |
| USDA | 76/100 | 19 | +0.090% | $2,077 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 107 loans, Score: 46/100 (Sound)

**FHA:**
- Purchase: 103 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 244 | $66M | +0.009% | Sound ☺️ |
| Refinance | 43/100 | 24 | $6M | +0.066% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AR | 260 | 0.81% | 81/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Fayetteville | AR | 228 | 86/100 |
| Non |  | 30 | 38/100 |

## Where This Lender Ranks

Priority Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Arkansas for FHA Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Arkansas for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Fayetteville
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders)
- 🥇 **#1** in Fayetteville Banks
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/banks)
- 🥇 **#1** in Fayetteville for FHA Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Fayetteville for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Fayetteville for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/banks/usda-loans)
- 🥈 **#2** in Fayetteville for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/banks/conventional-loans)
- 🥈 **#2** in Fayetteville for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/banks/va-loans)
- 🥈 **#2** in Fayetteville for USDA Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/usda-loans)
- 🥉 **#3** in Arkansas Banks
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/banks)
- 🏆 **#4** in Arkansas
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders)
- 🏆 **#4** in Fayetteville for VA Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Arkansas for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/banks/usda-loans)
- 🏆 **#6** in Arkansas for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/banks/va-loans)
- 🏆 **#8** in Fayetteville for Conventional Loans
  - [View Full Rankings](https://saferate.com/fayetteville/best-mortgage-lenders/conventional-loans)
- 🏆 **#10** in Arkansas for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#10** in Arkansas for USDA Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/usda-loans)
- 🏆 **#13** in Arkansas for VA Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/va-loans)
- 🏆 **#19** in Arkansas for Conventional Loans
  - [View Full Rankings](https://saferate.com/arkansas/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Priority Bank offer?

Priority Bank offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Priority Bank offer mortgages?

Priority Bank offers mortgages in 6 states: AR, GA, MO, OK, TN, TX.

### How competitive are Priority Bank's mortgage rates?

Priority Bank has a pricing score of 76/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.013% above market average.

### What type of lender is Priority Bank?

Priority Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Fayetteville, AR.

### What is Priority Bank's loan approval success rate?

Priority Bank has a pull-through score of 77/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/priority-bank

### How to Cite

> "Priority Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/priority-bank

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