# PRIORITY HOME LENDING, LLC

> **Canonical URL:** https://saferate.com/lenders/priority-home-lending


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PRIORITY HOME LENDING, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 6 states, with 249 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 88% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 41% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XHPPLC0TBRV021
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AZ, CO, ID, MT, OR, WA
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 87.8%
- **Brokered/Wholesale:** 12.2%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 12/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 59/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.514%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,363
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 249
- **Dollar Volume:** $133 million
- **Applications Received:** 303
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $534,598
- **Average Borrower Income:** $194,281
- **Average Property Value:** $722,137

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 46/100 | 198 | +0.496% | $4,305 | Sound ☺️ |
| FHA | 59/100 | 42 | +0.576% | $5,029 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 181 loans, Score: 47/100 (Sound)

**FHA:**
- Purchase: 39 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 49/100 | 227 | $119M | +0.535% | Sound ☺️ |
| Refinance | 31/100 | 22 | $14M | +0.292% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WA | 194 | 0.23% | 77/100 |
| OR | 30 | 0.07% | 55/100 |
| ID | 22 | 0.08% | 51/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Seattle | WA | 63 | 68/100 |
| Tacoma | WA | 50 | 71/100 |
| Everett, WA | WA | 38 | 67/100 |
| Portland | OR-WA | 29 | 56/100 |
| Bremerton | WA | 21 | 60/100 |
| Coeur d'Alene, ID | ID | 13 | 50/100 |
| Non |  | 10 | 22/100 |

## Where This Lender Ranks

PRIORITY HOME LENDING, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#15** in Bremerton for FHA Loans
  - [View Full Rankings](https://saferate.com/bremerton/best-mortgage-lenders/fha-loans)
- 🏆 **#15** in Bremerton for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bremerton/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does PRIORITY HOME LENDING, LLC offer?

PRIORITY HOME LENDING, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PRIORITY HOME LENDING, LLC offer mortgages?

PRIORITY HOME LENDING, LLC offers mortgages in 6 states: AZ, CO, ID, MT, OR, WA.

### How competitive are PRIORITY HOME LENDING, LLC's mortgage rates?

PRIORITY HOME LENDING, LLC has a pricing score of 12/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.514% above market average.

### What type of lender is PRIORITY HOME LENDING, LLC?

PRIORITY HOME LENDING, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is PRIORITY HOME LENDING, LLC's loan approval success rate?

PRIORITY HOME LENDING, LLC has a pull-through score of 59/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/priority-home-lending

### How to Cite

> "PRIORITY HOME LENDING, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/priority-home-lending

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**[View Interactive Profile →](https://saferate.com/lenders/priority-home-lending)**