# PriorityOne Bank

> **Canonical URL:** https://saferate.com/lenders/priorityone-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PriorityOne Bank is a bank, headquartered in Magee, MS, serving borrowers across 10 states, with 298 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 27% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300CYL5ZW4ISL7T55
- **Headquarters:** Magee, MS
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AL, FL, GA, LA, MI, MS, NC, TN, VA, WV
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 73/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 298
- **Dollar Volume:** $84 million
- **Applications Received:** 405
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $281,443
- **Average Borrower Income:** $129,399
- **Average Property Value:** $355,067

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 50/100 | 131 | - | - | Sound ☺️ |
| FHA | 71/100 | 129 | - | - | Strong 😀 |
| VA | 63/100 | 20 | - | - | Strong 😀 |
| USDA | 72/100 | 15 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 110 loans, Score: 50/100 (Sound)
- Refinance: 21 loans, Score: 37/100 (Acceptable)

**FHA:**
- Purchase: 125 loans, Score: 71/100 (Strong)

**VA:**
- Purchase: 20 loans, Score: 63/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 61/100 | 272 | $77M | - | Strong 😀 |
| Refinance | 38/100 | 26 | $7M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MS | 282 | 1.13% | 83/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Jackson, MS | MS | 159 | 85/100 |
| Non |  | 73 | 51/100 |
| Hattiesburg, MS | MS | 26 | 65/100 |
| Memphis, TN |  | 21 | 52/100 |

## Where This Lender Ranks

PriorityOne Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Jackson, MS for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/banks/usda-loans)
- 🏆 **#9** in Jackson, MS for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/banks/va-loans)
- 🏆 **#9** in Hattiesburg, MS Banks
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/banks)
- 🏆 **#11** in Jackson, MS for USDA Loans
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/usda-loans)
- 🏆 **#12** in Hattiesburg, MS for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#13** in Jackson, MS for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#15** in Mississippi for USDA Loans (Banks)
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/banks/usda-loans)
- 🏆 **#15** in Hattiesburg, MS for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#17** in Jackson, MS Banks
  - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/banks)
- 🏆 **#19** in Mississippi for VA Loans (Banks)
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/banks/va-loans)
- 🏆 **#20** in Mississippi for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/banks/fha-loans)
- 🏆 **#20** in Hattiesburg, MS
  - [View Full Rankings](https://saferate.com/hattiesburg-ms/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does PriorityOne Bank offer?

PriorityOne Bank offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PriorityOne Bank offer mortgages?

PriorityOne Bank offers mortgages in 10 states: AL, FL, GA, LA, MI, MS, NC, TN, VA, WV.

### What type of lender is PriorityOne Bank?

PriorityOne Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Magee, MS.

### What is PriorityOne Bank's loan approval success rate?

PriorityOne Bank has a pull-through score of 73/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/priorityone-bank

### How to Cite

> "PriorityOne Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/priorityone-bank

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