# PRYSMA LENDING GROUP, LLC

> **Canonical URL:** https://saferate.com/lenders/prysma-lending-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PRYSMA LENDING GROUP, LLC is a independent mortgage company, headquartered in DANBURY, CT, serving borrowers across 5 states, with 197 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 85% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 38% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300FW5QWKDV0UY394
- **Headquarters:** DANBURY, CT
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** CT, FL, MA, NJ, PA
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 62/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.621%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,011
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 197
- **Dollar Volume:** $65 million
- **Applications Received:** 266
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $331,142
- **Average Borrower Income:** $158,924
- **Average Property Value:** $436,117

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 50/100 | 182 | +0.574% | $3,829 | Sound ☺️ |
| FHA | 52/100 | 14 | +0.798% | $4,687 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 168 loans, Score: 52/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 52/100 | 182 | $60M | +0.622% | Sound ☺️ |
| Refinance | 28/100 | 15 | $5M | +0.602% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 185 | 0.54% | 78/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Bridgeport | CT | 97 | 82/100 |
| Waterbury | CT | 39 | 69/100 |
| New Haven, CT | CT | 28 | 62/100 |
| Hartford | CT | 10 | 43/100 |
| Non |  | 10 | 23/100 |

## Frequently Asked Questions

### What loan types does PRYSMA LENDING GROUP, LLC offer?

PRYSMA LENDING GROUP, LLC offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PRYSMA LENDING GROUP, LLC offer mortgages?

PRYSMA LENDING GROUP, LLC offers mortgages in 5 states: CT, FL, MA, NJ, PA.

### How competitive are PRYSMA LENDING GROUP, LLC's mortgage rates?

PRYSMA LENDING GROUP, LLC has a pricing score of 15/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.621% above market average.

### What type of lender is PRYSMA LENDING GROUP, LLC?

PRYSMA LENDING GROUP, LLC is a non-depository lender that specializes in mortgage origination, headquartered in DANBURY, CT.

### What is PRYSMA LENDING GROUP, LLC's loan approval success rate?

PRYSMA LENDING GROUP, LLC has a pull-through score of 62/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/prysma-lending-group

### How to Cite

> "PRYSMA LENDING GROUP, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/prysma-lending-group

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