# PULTE MORTGAGE LLC

> **Canonical URL:** https://saferate.com/lenders/pulte-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


PULTE MORTGAGE LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 26 states, with 19,327 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 19% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 29% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493004WMLN60ZJ2ON46
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Near-National
- **States Served:** 26
- **State List:** AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, MI, MN, NC, NJ, NM, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA
- **Markets (MSAs):** 50
- **Homebuilder Lender:** Yes
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 71/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.102%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $173
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 19,327
- **Dollar Volume:** $8.2 billion
- **Applications Received:** 27,168
- **Market Share:** 54.00%

## Typical Borrower Profile

- **Average Loan Amount:** $424,043
- **Average Borrower Income:** $170,886
- **Average Property Value:** $560,340

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (84%)
- 💎 **FHA Diamond Champion** (84%)
- 💎 **Purchase Diamond Champion** (84%)
- ⭐ **VA Gold Superstar** (77%)
- ⭐ **Jumbo Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 88/100 | 14,050 | +0.138% | $169 | Exceptional 🤩 |
| FHA | 85/100 | 3,032 | -0.231% | $319 | Exceptional 🤩 |
| VA | 88/100 | 1,984 | -0.359% | $297 | Exceptional 🤩 |
| Jumbo | 85/100 | 231 | +0.098% | $-176 | Exceptional 🤩 |
| USDA | 79/100 | 30 | - | - | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 14,050 loans, Score: 89/100 (Exceptional)

**FHA:**
- Purchase: 3,032 loans, Score: 86/100 (Exceptional)

**VA:**
- Purchase: 1,984 loans, Score: 88/100 (Exceptional)

**Jumbo:**
- Purchase: 231 loans, Score: 86/100 (Exceptional)

**USDA:**
- Purchase: 30 loans, Score: 79/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 89/100 | 19,327 | $8.2B | +0.102% | Exceptional 🤩 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 4,164 | 1.42% | 87/100 |
| TX | 3,838 | 1.10% | 88/100 |
| AZ | 1,284 | 1.29% | 83/100 |
| NC | 1,215 | 0.82% | 78/100 |
| CA | 1,021 | 0.36% | 72/100 |
| SC | 1,017 | 1.27% | 86/100 |
| OH | 972 | 0.72% | 78/100 |
| NV | 922 | 2.29% | 89/100 |
| GA | 887 | 0.64% | 78/100 |
| IN | 642 | 0.71% | 75/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 1,048 | 85/100 |
| Phoenix | AZ | 1,020 | 82/100 |
| Orlando | FL | 946 | 87/100 |
| Austin | TX | 930 | 92/100 |
| Las Vegas | NV | 922 | 91/100 |
| San Antonio | TX | 865 | 84/100 |
| Houston | TX | 863 | 81/100 |
| North Port | FL | 694 | 96/100 |
| Indianapolis | IN | 642 | 84/100 |
| Atlanta | GA | 587 | 79/100 |
| Jacksonville, FL | FL | 583 | 85/100 |
| Columbus, OH | OH | 567 | 85/100 |
| Riverside | CA | 535 | 77/100 |
| Raleigh | NC | 530 | 85/100 |
| Chicago | IL | 414 | 73/100 |

## Frequently Asked Questions

### What loan types does PULTE MORTGAGE LLC offer?

PULTE MORTGAGE LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does PULTE MORTGAGE LLC offer mortgages?

PULTE MORTGAGE LLC offers mortgages in 26 states: AZ, CA, CO, CT, FL, GA, IL, IN, KY, MA, MD, MI, MN, NC, NJ, NM, NV, OH, OR, PA, SC, TN, TX, UT, VA, WA.

### How competitive are PULTE MORTGAGE LLC's mortgage rates?

PULTE MORTGAGE LLC has a pricing score of 81/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.102% above market average.

### What type of lender is PULTE MORTGAGE LLC?

PULTE MORTGAGE LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is PULTE MORTGAGE LLC's loan approval success rate?

PULTE MORTGAGE LLC has a pull-through score of 71/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/pulte-mortgage

### How to Cite

> "PULTE MORTGAGE LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/pulte-mortgage

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